143 Cooper Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 143 Cooper Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	3,562 sqft · built 1912
Lot Size	0.246 acres (10,725 sqft)
Owner	2 Individual Names on File
Last Sale	$1,465,290 (Dec 2018)
Tax Bill	$33,669 (2025)
Deeds & Mortgages	May 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-03507-0000-00042`

Property Details

APN / Parcel Number

Primary APN	`13-03507-0000-00042`
Alternative APN	`130350700042`

Interior

Stories	2 Stories
Building Area	3,562 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Construction Type	Frame
Lot Area	10,725 sqft (0.246 acres)
Lot Dimensions	165 ft deep x 65 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130350700042
Street Address	143 COOPER AVE
City	MONTCLAIR
State	NJ
Zip	07043-2218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	65X165 IRR
Legal Subdivision	MONTCLAIR
Legal Block	3507
Legal Lot Number	42
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	4
Census Block	4000
Census Tract	16300

Owner

143 Cooper Ave is owned and occupied by two individuals who bought it in December 2018.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	143 COOPER AVE, MONTCLAIR, NJ 07043-2218
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Dec 31, 2019	Deed of Trust, Mortgage GUARANTEED RATE
Dec 19, 2018	Grant Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2018 · Amount on File
Deed Sale	Dec 19, 2018 · Amount on File
Prior Sale	Mar 1, 1999 · Amount on File
Deed Document Number	2018109156
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	143 COOPER AVE, MONTCLAIR, NJ 07043-2218
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055296
Date	May 3, 2021
Instrument	2021055296

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2051

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	143 COOPER AVE, MONTCLAIR, NJ 07043-2218
Document Number	0000007149
Instrument Date	Dec 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 10, 2020
Title Company	STEWART TITLE, STEWART TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	143 COOPER AVE MONTCLAIR NJ 070432218, MONTCLAIR, NJ 07043-2218

Mortgage

Document Number	0000007149
Date	Jan 21, 2020
Instrument	7149

Lender

Name	GUARANTEED RATE
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 20, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Dec 19, 2018
Property Address	143 COOPER AVE, MONTCLAIR, NJ 07043-2218
Document Number	0000109156
Instrument Date	Nov 26, 2018
Instrument	109156
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,465.29
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 COOPER AVE MONTCLAIR NJ 070432218, MONTCLAIR, NJ 07043-2218

Mortgage

Document Number	109164
Date	Dec 19, 2018
Instrument	109164

Lender

Name	GUARANTEED RATE
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 143 Cooper Ave was $33,669, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$957,600 (-) Land $378,500 Building $579,100	$957,600 (-) Land $378,500 Building $579,100
2025	$33,669.00 (+3.32%)	$957,600 Land $378,500 Building $579,100	$957,600 Land $378,500 Building $579,100
2024	$32,587.00
2023		$957,600 Land $378,500 Building $579,100	$957,600 Land $378,500 Building $579,100
2022	$31,485.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 143 Cooper Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1983–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Cooper Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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