Essex County and Montclair Township property record for 137 Cooper Ave, Montclair, NJ 07043
| Property Type | Single Family Home |
|---|---|
| Details | 4,112 sqft · built 1914 |
| Lot Size | 0.282 acres (12,300 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,900,000 (Oct 2022) |
| Tax Bill | $36,419 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03507-0000-00039 |
| Primary APN | 13-03507-0000-00039 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,112 sqft Living Area |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Construction Type | Frame |
| Lot Area | 12,300 sqft (0.282 acres) |
| Lot Dimensions | 150 ft deep x 82 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130350700039 |
|---|---|
| Street Address | 137 COOPER AVE |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07043-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 82X150 IRR |
| Legal Block | 3507 |
| Legal Lot Number | 39 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 16300 |
Source: Essex County and Montclair Township records · APN 13-03507-0000-00039
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 137 COOPER AVE, MONTCLAIR, NJ 07043-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA |
| Oct 24, 2022 | Deed, Transfer · Conventional Mortgage FIRST REPUBLIC BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 24, 2022 · Amount on Record |
| Deed Sale | Oct 24, 2022 · Amount on Record |
| Prior Sale | May 04, 2012 · Amount on Record |
| Deed Document Number | 202294712 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 137 COOPER AVE, MONTCLAIR, NJ 07043-2218 |
| Transaction Type | Mortgage |
| Record Updated | Oct 16, 2025 |
| Title Company | NATIONAL LINK |
| Name | Verified Name |
|---|
| Document Number | 0000045311 |
|---|---|
| Date | Apr 13, 2021 |
| Instrument | 2021045311 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45432 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Oct 24, 2022 |
| Property Address | 137 COOPER AVE, MONTCLAIR, NJ 07043-2218 |
| Document Number | 0000094712 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 2022094712 |
| Transaction Type | Transfer |
| Record Updated | Oct 16, 2025 |
| Title Company | EVIDENT TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | CLARA SCHUMANN #1212, 1212, INDUSTRY, IL 61440 |
| Name | Verified Name |
|---|---|
| Address | 137 COOPER AVE, MONTCLAIR, NJ 07043-2218 |
| Document Number | 0000094713 |
|---|---|
| Date | Oct 24, 2022 |
| Instrument | 2022094713 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.65% |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.95% |
| Index | 1-Year T-Bill |
| Max Rate | 10.9% |
Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,035,800 (-) Land $386,300 Building $649,500 | $1,035,800 (-) Land $386,300 Building $649,500 | |
| 2025 | $36,419.00 (+3.32%) | $1,035,800 (-) Land $386,300 Building $649,500 | $1,035,800 (-) Land $386,300 Building $649,500 |
| 2024 | $35,248.00 (+13.05%) | ||
| 2023 | $1,035,800 Land $386,300 Building $649,500 | $1,035,800 Land $386,300 Building $649,500 | |
| 2022 | $31,180.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 4 (1983–2021) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
| Wildfire Risk | Low lower than 96% of the US · lower than 89% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile USA.
Based on FCC filings for 436 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MONTCLAIR WATER BUREAU serves 40,150 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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