143 Cherry Laurel Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 143 Cherry Laurel Dr, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,560 sqft · built 1983
Lot Size	0.174 acres (7,562 sqft)
Owner	2 Individual Names on Record
Last Sale	$470,000 (Jul 2026)
Tax Bill	$5,072 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-7282-6`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-7282-6`
Alternative APNs	`12-28-15-50459-000-0680` `281512504590000680` `152812504590000680` `R128463`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	2,240 sqft
1st Floor Area	1,560 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1996
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	7,562 sqft (0.174 acres)
Lot Dimensions	105 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	220 sqft
Deck Area	Deck Area
Patio Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R128463
Street Address	143 CHERRY LAUREL DR
City	PALM HARBOR
State	FL
Zip	34683-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAUREL OAK WOODS LOT 68
Legal Range	15E
Legal Township	28S
Legal Section	12
Legal Subdivision	LAUREL OAK WOODS
Legal Tract	50459
Legal Lot Number	68
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	4
Census Block	4004
Census Tract	27207

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	143 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4818
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Warranty Deed, Transfer · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORPORATION
Apr 14, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 19, 2021	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2026 · Amount on Record
Deed Sale	Jul 7, 2026 · Amount on Record
Prior Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	2026180403
Deed Book / Page	23617 / 1505
Prior Transfer Date	Mar 9, 2023
Prior Transfer Doc	0224080107
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Jul 7, 2026
Property Address	143 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4818
Document Number	0000180403
Book / Page	23617 / 1505
Instrument Date	Jun 29, 2026
Instrument	2026180403
Transaction Type	Transfer
Record Updated	Sep 21, 2026
Title Company	TITLE OF FLORIDA, TITLE AGENCY OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$332,290.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4818

Mortgage

Document Number	0000180404,
Date	Jul 7, 2026
Instrument	2026180404

Lender

Name	GENERAL MORTGAGE CAPITAL CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Apr 14, 2023
Property Address	143 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4818
Document Number	0224080107
Book / Page	22408 / 107
Map Reference	MB 82 PG 101
Instrument Date	Mar 9, 2023
Instrument	2023097230
Transaction Type	Transfer
Record Updated	Apr 26, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4818

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Aug 16, 2021
Property Address	143 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4818
Document Number	0216712486
Book / Page	21671 / 2486
Map Reference	MB 82 PG 101
Instrument Date	Aug 3, 2021
Instrument	2021267347
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	STAR TTL PARTNERS OF PALM HA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,884.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 N ALMON ST # 417417, 411, MOSCOW, ID 83843-9713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4818

Mortgage

Document Number	216712488
Date	Aug 16, 2021
Instrument	21671/2488

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	143 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4818
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4818

Mortgage

Document Number	0213470918
Date	Jan 19, 2021
Book Page	21347/918
Instrument	2021016922

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	288 Months
Due	Jan 27, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,072.00 (+5.78%)	$318,340 (+5.99%)	$396,521 (+3.6%) Land $127,998 Building $268,523
2024	$4,795.00 (+1.61%)
2023	$4,719.00 (+1.16%) Homeowner's exemption Widower's exemption	$300,357 (+3%)	$382,747 (+17.12%) Land $169,625 Building $213,122
2022	$4,665.00 Homeowner's exemption Widower's exemption	$291,609	$326,791 Land $166,900 Building $159,891

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	13 (1982–2015)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Aug 2015 · other causes
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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