125 Cherry Laurel Dr, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 125 Cherry Laurel Dr, Palm Harbor, FL 34683

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,763 sqft · built 1983
Lot Size	0.195 acres (8,472 sqft)
Owner	2 Individual Names on Record
Last Sale	$535,000 (Aug 2024)
Tax Bill	$5,240 (2025)
Deeds & Mortgages	May 2023 Mortgage Dec 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-741-7283-4`

Property Details

APN / Parcel Number

Primary APN	`C62-000-741-7283-4`
Alternative APNs	`12-28-15-50459-000-0690` `281512504590000690` `152812504590000690` `R128464`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,763 sqft Living Area
Gross Area	2,460 sqft
1st Floor Area	1,763 sqft
Flooring	Carpet
Interior Walls	Composition
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	8,472 sqft (0.195 acres)
Lot Dimensions	105 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	277 sqft
Deck Area	150 sqft
Patio Area	150 sqft
Shed	1 Shed
Shed Area	96 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R128464
Street Address	125 CHERRY LAUREL DR
City	PALM HARBOR
State	FL
Zip	34683-4818
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LAUREL OAK WOODS LOT 69
Legal Range	15E
Legal Township	28S
Legal Section	12
Legal Subdivision	LAUREL OAK WOODS
Legal Tract	50459
Legal Block	4
Legal Lot Number	69
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	4
Census Block	4004
Census Tract	27207

Owner

Source: Pinellas County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	485 HARBOR RIDGE DR, PALM HARBOR, FL 34683-1429
Owner Type	Individual
Vesting	His Wife

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 14, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Sep 14, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2024 · Amount on Record
Deed Sale	Aug 30, 2024 · Amount on Record
Deed Document Number	2024220726
Deed Book / Page	22908 / 1487
Prior Transfer Date	Mar 16, 2013
Prior Transfer Doc	0179281940
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	125 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4818
Transaction Type	Mortgage
Record Updated	Jun 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4818

Mortgage

Document Number	0224471964
Date	May 22, 2023
Book Page	22447/1964
Instrument	2023132677

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	125 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4818
Transaction Type	Mortgage
Record Updated	Jan 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4818

Mortgage

Document Number	0222901689
Date	Dec 14, 2022
Book Page	22290/1689
Instrument	2022356129

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Sep 14, 2020
Property Address	125 CHERRY LAUREL DR, PALM HARBOR, FL 34683-4818
Document Number	0211632620
Book / Page	21163 / 2620
Map Reference	MB 82 PG 101
Instrument Date	Sep 11, 2020
Instrument	2020273728
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIDELITY NATL TTL OF FL INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	474 BENT CREEK DR, 474, SAINT JOHNS, FL 32259-8243

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1812 SUNSET POINT RD APT O, O, CLEARWATER, FL 33765-1027

Mortgage

Document Number	0211632622
Date	Sep 14, 2020
Instrument	21163/2622

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,240.00 (-4.29%)	$322,656 (-3.08%)	$462,143 (+6.28%) Land $140,738 Building $321,405
2024	$5,475.00 (+1.5%)
2023	$5,394.00 (+2.82%) Homeowner's exemption	$332,905 (+3%)	$434,838 (+18.04%) Land $186,649 Building $248,189
2022	$5,246.00 Homeowner's exemption	$323,209	$368,375 Land $182,999 Building $185,376

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	13 (1982–2015)
Claims Outside the SFHA	1 of 13
Most Recent Claim	Aug 2015 · other causes
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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