143 Channelsyde Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 143 Channelsyde Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1972
Lot Size	0.15 acres (6,534 sqft)
Owner	Trust Name on File
Last Sale	$250,000 (Feb 2023)
Tax Bill	$4,996 (2025)
Deeds & Mortgages	Apr 2023 Transfer Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-01-125-0014-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-125-0014-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Ranch
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	114 ft deep x 56 ft wide
Garage Area	1,088 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	143 CHANNELSYDE DR
City	ALGONAC
State	MI
Zip	48001-1180
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 14 ESCAPE ISLAND SEC 02 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	02
Legal Subdivision	ESCAPE ISLAND
Legal Lot Number	14
Legal Unit	14
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1005
Census Tract	649000

Owner

143 Channelsyde Dr is owner-occupied and held in a trust since April 2023.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Trust Name on File
Mailing Address	143 CHANNELSYDE DR, ALGONAC, MI 48001-1180
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Intrafamily Transfer, Transfer
Feb 13, 2023	Warranty Deed, Transfer · Conventional Mortgage DEEPHAVEN MORTGAGE LLC
Apr 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2023 · Amount on File
Deed Sale	Feb 13, 2023 · Amount on File
Deed Document Number	20232358
Deed Book / Page	5598 / 371
Last Transfer Date	Apr 5, 2023
Transfer Doc	0000561418
Record Updated	Oct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 14, 2023
Property Address	143 CHANNELSYDE DR, ALGONAC, MI 48001-1180
Document Number	0000561418
Book / Page	5614 / 18
Map Reference	LB 56 PG 50
Instrument Date	Apr 5, 2023
Instrument	2023006923
Transaction Type	Transfer
Record Updated	May 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	143 CTIANNELSYDE DRIVE, ALGONAC, MI 48001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	143 CHANNELSYDE DR, ALGONAC, MI 48001-1180

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Feb 13, 2023
Property Address	143 CHANNELSYDE DR, ALGONAC, MI 48001-1180
Document Number	0005598371
Book / Page	5598 / 371
Map Reference	LB 56 PG 50
Instrument Date	Jan 30, 2023
Instrument	2023002358
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	31610 RIVERBEND DR, CHESTERFIELD, MI 48047-5944

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 VENETIAN WAY, ALGONAC, MI 48001-1351

Mortgage

Document Number	0000559866
Date	Feb 10, 2023
Book Page	5598/66
Instrument	2023002290

Lender

Name	DEEPHAVEN MORTGAGE LLC
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 23, 2019
Property Address	143 CHANNELSYDE DR, ALGONAC, MI 48001-1180
Document Number	0050490592
Book / Page	005049 / 000592
Instrument Date	Oct 31, 2018
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	31610 RIVERBEND DR CHESTERFIELD MI 480475944, CHESTERFIELD, MI 48047-5944

Tax Assessment & Valuation

The 2025 property tax bill for 143 Channelsyde Dr was $4,996 with a homeowner's exemption, down 1.7% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$133,900 (+8.33%)	$267,800
2025	$4,996.00 (-1.69%) Homeowner's exemption	$123,600
2024	$5,082.00		$247,200
2023		$106,700
2022	$2,843.00		$213,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 143 Channelsyde Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 143 Channelsyde Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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