142 Channelsyde Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 142 Channelsyde Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,106 sqft · built 1976
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Aug 2026)
Tax Bill	$3,045 (2025)
Deeds & Mortgages	Aug 2026 Sale Jul 2026 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`74-01-125-0011-000`

Property Details

APN / Parcel Number

Primary APN	`74-01-125-0011-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,106 sqft Living Area
1st Floor Area	1,106 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	115 ft deep x 60 ft wide
Garage Area	874 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	142 CHANNELSYDE DR
City	ALGONAC
State	MI
Zip	48001-1157
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 11 ESCAPE ISLAND SEC 02 T2N R16E
Legal Range	16E
Legal Township	02N
Legal Section	02
Legal Subdivision	ESCAPE ISLAND
Legal Lot Number	11
Legal Unit	11
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	ALGONAC
Census Block Group	1
Census Block	1005
Census Tract	649000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26233 ANNAGROVE LN, CHESTERFIELD, MI 48051-2646
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Aug 7, 2026	Warranty Deed, Transfer HURON TITLE
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
May 9, 2022	Intrafamily Transfer, Transfer
Apr 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHSTAR BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2026 · Amount on Record
Deed Sale	Aug 7, 2026 · Amount on Record
Deed Document Number	202616010
Deed Book / Page	5951 / 875
Prior Transfer Date	May 5, 2022
Prior Transfer Doc	0000551911
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Aug 7, 2026
Property Address	142 CHANNELSYDE DR, ALGONAC, MI 48001-1157
Document Number	0000016010
Book / Page	5951 / 875
Instrument Date	Jul 22, 2026
Instrument	202616010
Transaction Type	Transfer
Record Updated	Aug 18, 2026
Title Company	HURON TITLE

Transaction

Amount	Amount Recorded
Tax	$219,675.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26233 ANNAGROVE LN, CHESTERFIELD, MI 48051-2646

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 29, 2026
Property Address	142 CHANNELSYDE DR, ALGONAC, MI 48001-1157
Document Number	0000015362
Book / Page	5948 / 961
Instrument Date	Jul 22, 2026
Instrument	202615362
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26233 ANNAGROVE LN, CHESTERFIELD, MI 48051-2646

Mortgage

Document Number	0000015362,
Date	Jul 29, 2026
Book Page	5948/961
Instrument	202615362

Lender

Name	EVERETT FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	May 9, 2022
Property Address	142 CHANNELSYDE DR, ALGONAC, MI 48001-1157
Document Number	0000551911
Book / Page	5519 / 11
Map Reference	LB 56 PG 50
Instrument Date	May 5, 2022
Instrument	2022011479
Transaction Type	Transfer
Record Updated	May 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	142 CHANNELSYDE DR, 142, ALGONAC, MI 48001-1157

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	142 CHANNELSYDE DR, ALGONAC, MI 48001-1157

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	142 CHANNELSYDE DR, ALGONAC, MI 48001-1157
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051730797
Date	Apr 15, 2020
Book Page	5173/797
Instrument	2020008589

Lender

Name	NORTHSTAR BANK
Type	Bank
Address	BAD AXE, MI 48413

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Algonac City
County	St. Clair County
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$132,700 (+7.71%)	$265,400 (+7.71%)
2025	$3,045.00 (+2.04%) Homeowner's exemption	$123,200 (+17%)
2024	$2,984.00 (+12.22%)		$246,400 (+17%)
2023		$105,300
2022	$2,659.00		$210,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 76 policies
Nearby Flood Policies	76 in force
Nearby Flood Claims	85 (1980–2021)
Claims Outside the SFHA	44 of 85
Most Recent Claim	Feb 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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