St. Charles County property record for 143 Bright Gem Dr, Saint Charles, MO 63304 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,717 sqft Living Area |
| Lot Size | 12,632 sqft (0.289 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $226,500 (2015) |
| Tax Bill | $4,107.00 (2025) |
Source: St. Charles County records · APN A973001485
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 143 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1220 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company, Secondary Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust |
| Date | Document |
|---|---|
| Jan 20, 2026 | Beneficiary Deed, Transfer |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage F&B ACQUISITION GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 18, 2015 · Amount on Record |
| Deed Sale | Dec 18, 2015 · Amount on Record |
| Prior Sale | Jul 22, 1999 · Amount on Record |
| Deed Doc Number | 0064662212 |
| Deed Book / Page | 006466 / 002212 |
| Last Transfer Date | Jan 20, 2026 |
| Transfer Doc | 0000002775 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jan 20, 2026 |
| Property Address | 143 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1220 |
| Document Number | 0000002775 |
| Map Reference | MB 33 PG 359 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 2026R-002775 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 143 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1220 |
| Name | Verified Name |
|---|---|
| Address | 143 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1220 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 143 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1220 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2023 |
| Title Company | TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT |
| Name | Verified Name |
|---|---|
| Address | 143 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1220 |
| Document Number | 0000017218 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2021R-017218 |
| Name | F&B ACQUISITION GROUP LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | SAINT LOUIS, MO 63131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Mar 01, 2041 |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,107.00 (+28.42%) | $69,248 (+11.49%) | $364,462 (+11.49%) Land $75,000 Building $289,462 |
| 2023 | $62,109 (+24.95%) | ||
| 2022 | $3,198.00 | $49,708 | $326,890 (+24.95%) Land $60,000 Building $266,890 |
| 2021 | $261,619 Land $60,000 Building $201,619 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | A973001485 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,717 sqft Living Area |
| 1st Floor | 1,717 sqft 1st Floor |
| Basement Area | 1,595 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1999 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 12,632 sqft (0.289 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Patio Area | 288 sqft Patio |
|---|---|
| Porch | 1 Porch |
| Porch Area | 152 sqft Porch |
| Topography | Rolling Topography |
| Sewage | Sewage Connected |
|---|---|
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | A973001485 |
|---|---|
| Old Parcel Number | A973001485 |
| Street Address | 143 BRIGHT GEM DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1220 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EMERALD PL #3 LOT 352 |
| Legal Range | 03E |
| Legal Township | 46N |
| Legal Subdivision | EMERALD PL #3 |
| Legal Lot Number | 352 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | COTTLEVILLE |
| Census Blockgroup | 2 |
| Census Block | 2049 |
| Census Tract | 311114 |
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