St. Charles County property record for 140 Bright Gem Dr, Saint Charles, MO 63304 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1997 |
| Square Footage | 2,556 sqft Living Area |
| Lot Size | 10,454 sqft (0.24 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $280,000 (2018) |
| Tax Bill | $4,443.00 (2024) |
Source: St. Charles County records · APN A973001461
Assessment roll updated August 13, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 140 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1218 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCIAL BANK |
| Jun 12, 2018 | Quit Claim Deed, Transfer · Conventional Mortgage COMMERCIAL BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 12, 2018 · Amount on Record |
| Deed Sale | Jun 12, 2018 · Amount on Record |
| Prior Sale | Sep 14, 1999 · Amount on Record |
| Deed Doc Number | 2018326190 |
| Deed Book / Page | 6932 / 1431 |
| Prior Transfer Date | Jun 06, 2018 |
| Prior Transfer Doc | 0069321431 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 140 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1218 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 140 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1218 |
| Document Number | 2021R068386 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021R-068386 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63146 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jun 12, 2018 |
| Property Address | 140 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1218 |
| Document Number | 0069321431 |
| Book / Page | 6932 / 1431 |
| Map Reference | MB 33 PG 359 |
| Instrument Date | Jun 06, 2018 |
| Instrument | 20180612000326190 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 140 BRIGHT GEM DR, SAINT CHARLES, MO 63304-1218 |
| Document Number | 20180612000326200 |
|---|---|
| Date | Jun 12, 2018 |
| Instrument | 20180612000326200 |
| Name | COMMERCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2048 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,013.00 (+12.83%) | $84,623 (+13.63%) | $445,384 (+13.63%) Land $75,000 Building $370,384 |
| 2024 | $4,443.00 | ||
| 2023 | $74,471 | ||
| 2022 | $391,954 Land $60,000 Building $331,954 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | A973001461 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,556 sqft Living Area |
| Gross Area | 4,732 sqft Gross Area |
| 1st Floor | 2,556 sqft 1st Floor |
| Basement Area | 1,596 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Lot Area | 10,454 sqft (0.24 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 580 sqft Garage |
| Patio Area | 100 sqft Patio |
| Porch | Porch |
| Topography | Rolling Topography |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | A973001461 |
|---|---|
| Street Address | 140 BRIGHT GEM DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63304-1218 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | EMERALD PL #3 LOT 328 |
| Legal Subdivision | EMERALD PL #3 |
| Legal Lot Number | 328 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | COTTLEVILLE |
| Census Blockgroup | 2 |
| Census Block | 2048 |
| Census Tract | 311114 |
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