Cumberland County and Harpswell Town property record for 143 Abner Point Rd, Bailey Island, ME 04003
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,210 sqft · built 1993 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $11,477 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:021 L:007 |
| Primary APN | HARP M:021 L:007 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 4,210 sqft Living Area |
| Gross Area | 12,748 sqft |
| 1st Floor Area | 3,013 sqft |
| Basement Area | 2,352 sqft |
| Unfinished Basement | 2,352 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 60,548 sqft (1.39 acres) |
| Garage Type | Attached |
| Deck Area | Deck Area |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1719 |
|---|---|
| Street Address | 143 ABNER POINT RD |
| City | BAILEY ISLAND |
| State | ME |
| Zip | 04003-2540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Lot Number | 7 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 17102 |
143 Abner Point Rd is owned by two individuals who acquired it in August 2012.
Source: Cumberland County and Harpswell Town records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 14001C SAINT GERMAIN DR, CENTREVILLE, VA 20121-2338 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage RAYMOND JAMES BANK, FSB |
| Apr 2, 2018 | Deed of Trust, Mortgage PRESIDENTIAL BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2012 |
| Deed Sale | Aug 31, 2012 |
| Prior Sale | Jul 11, 2008 |
| Deed Document Number | 201249469 |
| Deed Book / Page | 29890 / 313 |
| Transfer Doc | 0336060226 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 143 ABNER POINT RD, BAILEY ISLAND, ME 04003-2540 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0417560320 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | 41756/320 |
| Instrument | 39892 |
| Name | RAYMOND JAMES BANK, FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Property Address | 143 ABNER POINT RD, BAILEY ISLAND, ME 04003-2540 |
| Transaction Type | Mortgage |
| Record Updated | Feb 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0347450203 |
|---|---|
| Date | Apr 2, 2018 |
| Book Page | 34745/0203 |
| Instrument | 000000014397 |
| Name | PRESIDENTIAL BANK FSB |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 143 Abner Point Rd was $11,477, up 9.2% from the year before.
Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $11,477.00 (+9.23%) | $1,723,200 (+4.31%) Land $1,003,600 Building $719,600 |
| 2024 | $10,507.00 (+4.27%) | $1,652,000 (-) Land $1,003,600 Building $648,400 |
| 2023 | $10,077.00 (+3.39%) | $1,652,000 (-) Land $1,003,600 Building $648,400 |
| 2022 | $9,747.00 | $1,652,000 Land $1,003,600 Building $648,400 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 143 Abner Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 individual policies |
| Nearby Flood Policies | 34 units insured incl. 2 condo units |
| Nearby Flood Claims | 11 (1990–2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 143 Abner Point Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
5G and 4G LTE (outdoors only)
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