143 Abner Point Rd, Bailey Island, ME 04003 Property Records

Cumberland County and Harpswell Town property record for 143 Abner Point Rd, Bailey Island, ME 04003

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,210 sqft · built 1993
Lot Size1.39 acres (60,548 sqft)
Owner2 Individual Names on File
Tax Bill$11,477 (2025)
Deeds & MortgagesSep 2025 Mortgage
Apr 2018 Mortgage
Flood ZoneZone X (minimal risk)
APNHARP M:021 L:007

Property Details

APN / Parcel Number

Primary APNHARP M:021 L:007
Alternative APN
  • 1719

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area4,210 sqft Living Area
Gross Area12,748 sqft
1st Floor Area3,013 sqft
Basement Area2,352 sqft
Unfinished Basement2,352 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleCape Cod
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area60,548 sqft (1.39 acres)
Garage TypeAttached
Deck AreaDeck Area
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number1719
Street Address143 ABNER POINT RD
CityBAILEY ISLAND
StateME
Zip04003-2540
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR
Legal Lot Number7
JurisdictionHARPSWELL ME
Township / Civil DivisionHARPSWELL
Census Block Group1
Census Block1005
Census Tract17102

Owner

143 Abner Point Rd is owned by two individuals who acquired it in August 2012.

Source: Cumberland County and Harpswell Town records, as of May 21, 2026

Owner of Record2 Individual Names on File
Mailing Address14001C SAINT GERMAIN DR, CENTREVILLE, VA 20121-2338
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 30, 2025Deed of Trust, Mortgage · Conventional Mortgage
RAYMOND JAMES BANK, FSB
Apr 2, 2018Deed of Trust, Mortgage
PRESIDENTIAL BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2012
Deed SaleAug 31, 2012
Prior SaleJul 11, 2008
Deed Document Number201249469
Deed Book / Page29890 / 313
Transfer Doc0336060226
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARPSWELL ME
Property Address143 ABNER POINT RD, BAILEY ISLAND, ME 04003-2540
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0417560320
DateSep 30, 2025
Book Page41756/320
Instrument39892
Lender
NameRAYMOND JAMES BANK, FSB
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARPSWELL ME
Property Address143 ABNER POINT RD, BAILEY ISLAND, ME 04003-2540
Transaction TypeMortgage
Record UpdatedFeb 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0347450203
DateApr 2, 2018
Book Page34745/0203
Instrument000000014397
Lender
NamePRESIDENTIAL BANK FSB
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 143 Abner Point Rd was $11,477, up 9.2% from the year before.

Source: Cumberland County and Harpswell Town assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionHarpswell Town
Unified School DistrictSchool Administrative District 75 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$11,477.00 (+9.23%)$1,723,200 (+4.31%) Land $1,003,600 Building $719,600
2024$10,507.00 (+4.27%)$1,652,000 (-) Land $1,003,600 Building $648,400
2023$10,077.00 (+3.39%)$1,652,000 (-) Land $1,003,600 Building $648,400
2022$9,747.00$1,652,000 Land $1,003,600 Building $648,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 143 Abner Point Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 32 individual policies
Nearby Flood Policies34 units insured
incl. 2 condo units
Nearby Flood Claims11 (1990–2024)
Claims Outside the SFHA1 of 11
Most Recent ClaimJan 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 143 Abner Point Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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