Cumberland County and Harpswell Town property record for 115 Abner Point Rd, Bailey Island, ME 04003
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,404 sqft · built 1990 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $8,843 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Nov 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HARP M:021 L:015 |
| Primary APN | HARP M:021 L:015 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,404 sqft Living Area |
| Gross Area | 9,917 sqft |
| 1st Floor Area | 1,756 sqft |
| Basement Area | 419 sqft |
| Unfinished Basement | 419 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,492 sqft (0.7 acres) |
| Garage Type | Attached |
| Pool Type | Spa / Hot Tub (No Pool) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1724 |
|---|---|
| Street Address | 115 ABNER POINT RD |
| City | BAILEY ISLAND |
| State | ME |
| Zip | 04003-2540 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CF |
| Legal Lot Number | 15 |
| Jurisdiction | HARPSWELL ME |
| Township / Civil Division | HARPSWELL |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 17102 |
Source: Cumberland County and Harpswell Town records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 115 ABNER POINT RD, BAILEY ISLAND, ME 04003-2540 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 1, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Nov 1, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jul 11, 2023 | Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 2023 |
| Deed Sale | Jul 11, 2023 |
| Deed Book / Page | 40235 / 241 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Nov 1, 2023 |
| Property Address | 115 ABNER POINT RD, BAILEY ISLAND, ME 04003-2540 |
| Document Number | 0404540298 |
| Book / Page | 40454 / 298 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 39858 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 75 CRESTVIEW LN, BRUNSWICK, ME 04011-7372 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Nov 1, 2023 |
| Property Address | 115 ABNER POINT RD, BAILEY ISLAND, ME 04003-2540 |
| Document Number | 0404540300 |
| Book / Page | 40454 / 300 |
| Instrument Date | Oct 25, 2023 |
| Instrument | 39859 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 75 CRESTVIEW LN, BRUNSWICK, ME 04011-7372 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HARPSWELL ME |
| Recording Date | Jul 11, 2023 |
| Property Address | 115 ABNER POINT RD, BAILEY ISLAND, ME 04003-2540 |
| Document Number | 0402350241 |
| Book / Page | 40235 / 241 |
| Instrument Date | Jul 5, 2023 |
| Instrument | 22791 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 ABNER POINT RD, BAILEY ISLAND, ME 04003-2540 |
Source: Cumberland County and Harpswell Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Harpswell Town |
| Unified School District | School Administrative District 75 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $8,843.00 (+4.71%) | $1,327,800 (-) Land $557,300 Building $770,500 |
| 2024 | $8,445.00 (+4.26%) | $1,327,800 (-) Land $557,300 Building $770,500 |
| 2023 | $8,100.00 (+3.4%) | $1,327,800 (-) Land $557,300 Building $770,500 |
| 2022 | $7,834.00 | $1,327,800 Land $557,300 Building $770,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 32 individual policies |
| Nearby Flood Policies | 34 units insured incl. 2 condo units |
| Nearby Flood Claims | 11 (1990–2024) |
| Claims Outside the SFHA | 1 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Maine |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
4G LTE (outdoors only), no 5G reported
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