117 45th Ave, Saint Pete Beach, FL 33706 Property Records

Pinellas County property record for 117 45th Ave, Saint Pete Beach, FL 33706

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,228 sqft · built 1955
Lot Size	0.137 acres (5,972 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,014 (2025)
Deeds & Mortgages	Mar 2024 Transfer Dec 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`C62-000-775-4324-7`

Property Details

APN / Parcel Number

Primary APN	`C62-000-775-4324-7`
Alternative APNs	`07-32-16-51660-002-0050` `321607516600020050` `163207516600020050` `R82379`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,228 sqft Living Area
Gross Area	2,168 sqft
1st Floor Area	1,228 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1982
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	5,972 sqft (0.137 acres)
Lot Dimensions	91 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Screened/Unfinished Porch
Porch Area	632 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R82379
Street Address	117 45TH AVE
City	ST PETE BEACH
State	FL
Zip	33706-2522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIDO BEACH SUB BLK 2, LOT 5
Legal Range	16E
Legal Township	32S
Legal Section	7
Legal Subdivision	LIDO BEACH SUB
Legal Tract	51660
Legal Block	2
Legal Lot Number	5
Jurisdiction	PINELLAS FL
Township / Civil Division	ST. PETE BEACH
Census Block Group	1
Census Block	1015
Census Tract	28002

Owner

117 45th Ave is owned and occupied by two individuals who acquired it in April 1999.

Source: Pinellas County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	117 45TH AVE, ST PETE BEACH, FL 33706-2522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 9, 2020	Deed of Trust, Mortgage · VA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Oct 25, 2019	Deed of Trust, Mortgage · Conventional with PMI LOWER
Oct 25, 2019	Deed of Trust, Mortgage · Line of Credit LOWER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 1999
Deed Sale	Apr 23, 1999
Deed Book / Page	10489 / 2150
Record Updated	Sep 20, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Mar 13, 2024
Property Address	117 45TH AVE, ST PETE BEACH, FL 33706-2522
Document Number	0227330564
Book / Page	22733 / 564
Map Reference	MB 34 PG 7
Instrument Date	Mar 12, 2024
Instrument	2024063825
Transaction Type	Transfer
Record Updated	Apr 29, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	117 45TH AVE, ST PETE BEACH, FL 33706-2522

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	117 45TH AVE, ST PETE BEACH, FL 33706-2522

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	117 45TH AVE, ST PETE BEACH, FL 33706-2522
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	117 45TH AVE, ST PETE BEACH, FL 33706-2522

Mortgage

Document Number	0212910012
Date	Dec 9, 2020
Book Page	21291/12
Instrument	2020370008

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	117 45TH AVE, ST PETE BEACH, FL 33706-2522
Document Number	0207681802
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	117 45TH AVE ST PETE BEACH FL 337062522, ST PETE BEACH, FL 33706-2522

Mortgage

Document Number	0207681802
Date	Nov 13, 2019
Book Page	020768/001802
Instrument	364439

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 12, 2049

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	117 45TH AVE, ST PETE BEACH, FL 33706-2522
Document Number	0207681813
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 25, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	117 45TH AVE ST PETE BEACH FL 337062522, ST PETE BEACH, FL 33706-2522

Mortgage

Document Number	0207681813
Date	Nov 13, 2019
Book Page	020768/001813
Instrument	364440

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 12, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 117 45th Ave was $2,014 with exemptions applied, down 4.9% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	St. Pete Beach City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,014.00 (-4.87%) Homeowner's exemption Widower's exemption	$161,182	$333,056 Land $255,785 Building $77,271
2024	$2,117.00 (-1.85%)
2023	$2,157.00 (+2.67%) Homeowner's exemption	$166,001 (+3%)	$434,814 (+12.08%) Land $349,043 Building $85,771
2022	$2,101.00 Homeowner's exemption	$161,166	$387,938 Land $309,614 Building $78,324

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 117 45th Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 392 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	431 units insured incl. 39 condo units
Nearby Flood Claims	667 (1979–2024)
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Helene, Oct 2024 · 433 claims Tropical Storm Josephine, Oct 1996 · 44 claims Hurricane Elena, Sep 1985 · 93 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 117 45th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on 45th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures