1429 Torrens Dr, Monroe, NC 28110 Property Records

Union County property record for 1429 Torrens Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	5 bd · 4 ba · 3,033 sqft · built 2017
Lot Size	0.619 acres (26,964 sqft)
Owner	2 Trust Names on File
Last Sale	$460,000 (Dec 2017)
Tax Bill	$3,798 (2025)
Deeds & Mortgages	Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-006-260`

Property Details

APN / Parcel Number

Primary APN	`06-006-260`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,033 sqft Living Area
1st Floor Area	2,475 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Roof Type	Gable
Lot Area	26,964 sqft (0.619 acres)
Garage Type	Attached
Garage Area	826 sqft
Porch	Slab
Porch Area	253 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1429 TORRENS DR
City	MONROE
State	NC
Zip	28110-0014
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-40 UNION
Legal Description	#28 ADELAIDE ESTATES MAP2 OPCN453-454
Legal Subdivision	ADELAIDE ESTATES
Jurisdiction	UNION NC
Township / Civil Division	SANDY RIDGE
Census Block Group	2
Census Block	2009
Census Tract	20308

Owner

1429 Torrens Dr, a rural home, is owner-occupied and held in a trust since August 2025.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1429 TORRENS DR, MONROE, NC 28110-0014
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2017 · Amount on File
Deed Sale	Dec 6, 2017 · Amount on File
Deed Document Number	201735653
Deed Book / Page	7065 / 798
Last Transfer Date	Aug 13, 2025
Transfer Doc	0009178520
Record Updated	Oct 29, 2026

December 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	UNION NC
Recording Date	Dec 6, 2017
Property Address	1429 TORRENS DR, MONROE, NC 28110-0014
Document Number	0007065798
Book / Page	7065 / 798
Map Reference	CAB N FILE 453-454
Instrument Date	Dec 5, 2017
Instrument	0035653
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$920.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5615 POTTER RD, 5615, MATTHEWS, NC 28104-0508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1429 TORRENS DR, MONROE, NC 28110-0014

Mortgage

Document Number	0000035654
Date	Dec 6, 2017
Instrument	0035654

Lender

Name	WHITLEY MORTGAGE ASSOCIATES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1429 Torrens Dr was $3,798.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$779,900 (-) Land $157,000 Building $622,900	$779,900 (-) Land $157,000 Building $622,900
2025	$3,798.00	$779,900 Land $157,000 Building $622,900	$779,900 Land $157,000 Building $622,900
2023	$3,407.00	$533,800 Land $99,000 Building $434,800	$533,800 Land $99,000 Building $434,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1429 Torrens Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1429 Torrens Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Ripple Fiber, Verizon.

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