Carroll County property record for 1429 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,632 sqft · built 1999 |
| Lot Size | 3.47 acres (151,284 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Mar 2020) |
| Tax Bill | $310 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-110820 |
| Primary APN | 07-110820 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,632 sqft Total Area |
| Basement Area | 800 sqft |
| Finished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 151,284 sqft (3.47 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 456 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 110820 |
|---|---|
| Street Address | 1429 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6815 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT - 3.473 ACS 1429 RIDGE RD NE OF WARFIELDSBURG |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 507802 |
1429 Ridge Rd is owned and occupied by two individuals who bought it in March 2020.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1429 RIDGE RD, WESTMINSTER, MD 21157-6815 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 25, 2021 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Mar 5, 2020 | Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE CO INC |
| Sep 5, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2020 · Amount on File |
| Deed Sale | Mar 5, 2020 · Amount on File |
| Prior Sale | Feb 18, 1999 · Amount on File |
| Deed Book / Page | 9589 / 158 |
| Prior Transfer Date | Jul 31, 2017 |
| Prior Transfer Doc | 0087960281 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1429 RIDGE RD, WESTMINSTER, MD 21157-6815 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1429 RIDGE RD, WESTMINSTER, MD 21157-6815 |
| Document Number | 0104230004 |
|---|---|
| Date | Aug 25, 2021 |
| Book Page | 10423/4 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 5, 2020 |
| Property Address | 1429 RIDGE RD, WESTMINSTER, MD 21157-6815 |
| Document Number | 0095890158 |
| Book / Page | 9589 / 158 |
| Instrument Date | Feb 27, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1429 RIDGE RD, WESTMINSTER, MD 21157-6815 |
| Document Number | 0009589165 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 9589/165 |
| Name | SIERRA PACIFIC MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 5, 2017 |
| Property Address | 1429 RIDGE RD, WESTMINSTER, MD 21157-6815 |
| Document Number | 0087960281 |
| Book / Page | 008796 / 000281 |
| Instrument Date | Jul 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 3, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1429 RIDGE RD WESTMINSTER MD 211576815, WESTMINSTER, MD 21157-6815 |
The 2026 property tax bill for 1429 Ridge Rd was $310 with a homeowner's exemption, down 93.6% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310.00 (-93.57%) Homeowner's exemption | $533,400 (+10.29%) Land $152,300 Building $381,100 | $533,400 (-) Land $152,300 Building $381,100 |
| 2025 | $4,820.00 Homeowner's exemption | $483,633 | $533,400 Land $152,300 Building $381,100 |
| 2023 | $4,340.00 Homeowner's exemption | $384,100 Land $152,300 Building $231,800 | $384,100 Land $152,300 Building $231,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1429 Ridge Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1429 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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