Carroll County property record for 1420 Ridge Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,028 sqft · built 1984 |
| Lot Size | 3.05 acres (132,858 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,900 (May 2001) |
| Tax Bill | $3,743 (2026) |
| Deeds & Mortgages | May 2017 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 07-051980 |
| Primary APN | 07-051980 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,028 sqft Total Area |
| Basement Area | 625 sqft |
| Finished Basement | 625 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Split Foyer |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 132,858 sqft (3.05 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 156 sqft |
| Deck Area | 200 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 051980 |
|---|---|
| Street Address | 1420 RIDGE RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6816 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT 1A - 3.05 ACS 1420 RIDGE ROAD 31-15 AM ELMS VIEW SC 1 |
| Legal Subdivision | ELMS VIEW SEC 01 |
| Legal Lot Number | 1A |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 507702 |
1420 Ridge Rd is owned and occupied by two individuals who bought it in May 2001.
Source: Carroll County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1420 RIDGE RD, WESTMINSTER, MD 21157-6816 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2001 · Amount on File |
| Deed Sale | May 30, 2001 · Amount on File |
| Prior Sale | Jul 19, 1999 |
| Deed Document Number | 20014589 |
| Deed Book / Page | 2552 / 451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 1420 RIDGE RD, WESTMINSTER, MD 21157-6816 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2022 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0086970494 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 8697/0494 |
| Instrument | 8697-0494 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 28, 2047 |
The 2026 property tax bill for 1420 Ridge Rd was $3,743 with a homeowner's exemption, up 5% from the year before.
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,743.00 (+5.02%) Homeowner's exemption | $341,300 Land $132,000 Building $209,300 | $341,300 Land $132,000 Building $209,300 |
| 2025 | $3,564.00 Homeowner's exemption | ||
| 2023 | $3,196.00 Homeowner's exemption | $282,900 Land $132,000 Building $150,900 | $282,900 Land $132,000 Building $150,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1420 Ridge Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1420 Ridge Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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