1429 Johnson St, Key West, FL 33040 Property Records

Monroe County property record for 1429 Johnson St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,157 sqft · built 2024
Lot Size0.135 acres (5,896 sqft)
OwnerIndividual Name on Record
Last Sale$1,200,000 (May 2019)
Tax Bill$7,501 (2024)
Deeds & MortgagesJan 2023 Mortgage
Mar 2022 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00059490-000000

Property Details

APN / Parcel Number

Primary APN00059490-000000
Alternative APNs
  • 01010100059490000000
  • 1059951

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area3,157 sqft Living Area
1st Floor Area1,532 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2024
Exterior MaterialConcrete Block
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,896 sqft (0.135 acres)
Lot Dimensions88 ft deep x 67 ft wide

Exterior Amenities

Pool TypeConcrete Pool
Pool Area336 sqft
PorchOpen Porch
Porch Area375 sqft
Patio Area1,572 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number1059951
Old Parcel Number01010100059490000000
Street Address1429 JOHNSON ST
CityKEY WEST
StateFL
Zip33040-5017
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PT TR 28 JOHNSON LEON STS 67FT X 88FT OR151-451/52 OR1458-1179D/C OR1121-2412L/E OR1450-225 OR1450-1514 OR1458-1181/82
Legal Range25E
Legal Township68S
Legal Section05
Legal SubdivisionTRACT 028
Legal Tract28
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1026
Census Tract972000

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1429 JOHNSON ST, KEY WEST, FL 33040-5017
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 12, 2023Deed of Trust, Mortgage · Conventional Mortgage
FIRST STATE BANK OF THE FLORIDA KEYS
Mar 2, 2022Deed of Trust, Mortgage · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
May 9, 2019Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 9, 2019 · Amount on Record
Deed SaleMay 9, 2019 · Amount on Record
Prior SaleJun 10, 2015 · Amount on Record
Deed Document Number2219404
Deed Book / Page2963 / 1155
Record UpdatedJun 8, 2026

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1429 JOHNSON ST, KEY WEST, FL 33040-5017
Transaction TypeMortgage
Record UpdatedDec 8, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 W FOREST RD, LAKEWOOD, OH 44107-1041

Mortgage

Document Number0032080228
DateJan 12, 2023
Book Page3208/228
Instrument2403250
Lender
NameFIRST STATE BANK OF THE FLORIDA KEYS
TypeBank
AddressKEY WEST, FL 33040
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term373 Months
DueFeb 1, 2054
Interest
Rate TypeAdjustable Rate
Rate8.25%
Type Change DateFeb 1, 2027
Change FrequencyAnnually
Min Rate At Change6.25%
Max Rate At Change10.2%
Index1-Year T-Bill
Max Rate14.2%

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address1429 JOHNSON ST, KEY WEST, FL 33040-5017
Transaction TypeMortgage
Record UpdatedDec 8, 2025
Title CompanyUNKNOWN, NETCO

Transferred To (Grantee/Buyer)

NameVerified Name
Address1108 W FOREST RD, LAKEWOOD, OH 44107-1041

Mortgage

Document Number0031580559
DateMar 2, 2022
Book Page3158/559
Instrument2363826
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
AddressAURORA, IL 60506
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMay 9, 2019
Property Address1429 JOHNSON ST, KEY WEST, FL 33040-5017
Document Number0029631155
Book / Page2963 / 1155
Instrument DateMay 6, 2019
Instrument2219404
Transaction TypeTransfer
Record UpdatedJul 29, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$8,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1819 BAY RIDGE AVE # AVE400, 1819, ANNAPOLIS, MD 21403-2835

Transferred To (Grantee/Buyer)

NameVerified Name
Address1429 JOHNSON ST, KEY WEST, FL 33040-5017

Mortgage

Document Number0029631157
DateMay 9, 2019
Instrument2963-1157
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,479,103 (+219.57%) Land $828,978 Building $1,650,125$2,479,103 (+219.57%) Land $828,978 Building $1,650,125
2024$7,501.00 (+7.88%)
2023$6,953.00 (-30.39%)$775,766 (-40.63%) Land $775,766$775,766 (-40.63%) Land $775,766
2022$9,989.00$1,306,614 Land $610,531 Building $696,083$1,306,614 Land $610,531 Building $696,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 325 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies339 units insured
incl. 14 condo units
Nearby Flood Claims769 (1980–2025)
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Ian, Sep 2022 · 88 claims
  • Hurricane Wilma, Oct 2005 · 313 claims
  • Hurricane Georges, Sep 1998 · 134 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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