1423 Johnson St, Key West, FL 33040 Property Records

Monroe County property record for 1423 Johnson St, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 884 sqft · built 1958
Lot Size	0.121 acres (5,280 sqft)
Owner	2 Individual Names on Record
Last Sale	$887,000 (Jul 2025)
Tax Bill	$8,886 (2024)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`00059480-000000`

Property Details

APN / Parcel Number

Primary APN	`00059480-000000`
Alternative APNs	`01010100059480000000` `1059943`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	884 sqft
Flooring	Concrete/Cement
Interior Walls	Wood

Exterior

Year Built	Built 1958
Effective Year Built	Effective 2015
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	5,280 sqft (0.121 acres)
Lot Dimensions	88 ft deep x 60 ft wide

Exterior Amenities

Pool Area	171 sqft
Porch	Open Porch
Porch Area	90 sqft
Deck Area	120 sqft
Patio Area	802 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	1059943
Street Address	1423 JOHNSON ST
City	KEY WEST
State	FL
Zip	33040-5017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	KW PT TR 28 JOHNSON ST 60 FT X 88 FT OR150-268 OR1241-691 OR1246-2367 OR1714-2458 OR1932-2056 OR2987-1448 OR3284-2042
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	TRACT 028
Legal Tract	28
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1026
Census Tract	972000

Owner

Source: Monroe County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	109 OLDE TREE DR, CARY, NC 27518-2266
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2025 · Amount on Record
Deed Sale	Jul 24, 2025 · Amount on Record
Prior Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	2025165
Deed Book / Page	3336 / 2353
Prior Transfer Date	Jul 9, 2024
Prior Transfer Doc	0032842042
Record Updated	Sep 20, 2026

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Oct 2, 2019
Property Address	1423 JOHNSON ST, KEY WEST, FL 33040-5017
Document Number	0029871448
Book / Page	002987 / 001448
Instrument Date	Oct 2, 2019
Instrument	2239004
Transaction Type	Transfer
Record Updated	Oct 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,550.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1423 JOHNSON ST KEY WEST FL 330405017, KEY WEST, FL 33040-5017

Mortgage

Document Number	29871450
Date	Oct 2, 2019
Book Page	002987/001450
Instrument	2239005

Lender

Name	I3 LNDG
Address	LONGWOOD, FL 32750

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$972,428 (-5.71%) Land $781,440 Building $190,988	$972,428 (-5.71%) Land $781,440 Building $190,988
2024	$8,886.00 (+14.75%)
2023	$7,744.00 (+28.68%) Homeowner's exemption	$1,031,337 (+28.83%) Land $809,160 Building $222,177	$1,031,337 (+28.83%) Land $809,160 Building $222,177
2022	$6,018.00	$800,530 Land $575,520 Building $225,010	$800,530 Land $575,520 Building $225,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 325 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	339 units insured incl. 14 condo units
Nearby Flood Claims	769 (1980–2025)
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 88 claims Hurricane Wilma, Oct 2005 · 313 claims Hurricane Georges, Sep 1998 · 134 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 615 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20