1429 Harness Rd, Festus, MO 63028 Property Records

Jefferson County property record for 1429 Harness Rd, Festus, MO 63028

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,134 sqft · built 1993
Lot Size0.55 acres (23,958 sqft)
Owner2 Individual Names on Record
Last Sale$117,500 (Jun 2002)
Tax Bill$1,455 (2025)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN22-2.1-04.0-0-000-051.07

Property Details

APN / Parcel Number

Primary APN22-2.1-04.0-0-000-051.07
Alternative APN
  • 2221040 05107

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,134 sqft Living Area
Gross Area1,728 sqft
1st Floor Area1,134 sqft

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Construction TypeFrame
Lot Area23,958 sqft (0.55 acres)
Garage TypeAttached
Garage Area594 sqft
PorchOpen Frame Porch
Porch Area68 sqft
Patio Area156 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address1429 HARNESS RD
CityFESTUS
StateMO
Zip63028-5433
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR40
Legal DescriptionPIN OAK RIDGE AMENDED LOT SPLIT ADJ LOT 8
Legal Range6E
Legal Township39N
Legal Section04
Legal SubdivisionPIN OAK RIDGE
Legal Block3
Legal Lot Number8
JurisdictionJEFFERSON MO
Township / Civil DivisionPLATTIN
Census Block Group3
Census Block3030
Census Tract701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1429 HARNESS RD, FESTUS, MO 63028-5433
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 19, 2002 · Amount on Record
Deed SaleJun 19, 2002 · Amount on Record
Deed Document Number200233155
Prior Transfer DateJun 6, 2002
Prior Transfer Doc0000030632
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON MO
Property Address1429 HARNESS RD, FESTUS, MO 63028-5433
Transaction TypeMortgage
Record UpdatedOct 18, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address1429 HARNESS RD, FESTUS, MO 63028-5433

Mortgage

Document Number2021R043647
DateOct 5, 2021
Instrument2021R-043647
Lender
NameMORTGAGE RESEARCH CENTER LLC
TypeMortgage Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyJefferson County
Elementary School DistrictJefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$22,900 (-) Land $900 Building $22,000$120,600 (-) Land $4,700 Building $115,900
2025$1,455.00 (+8.5%)$22,900 (+9.05%) Land $900 Building $22,000
2024$120,600 (+9.24%) Land $4,700 Building $115,900
2023$1,341.00$21,000 Land $900 Building $20,100$110,400 Land $4,700 Building $105,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims3 (2015–2019)
Claims Outside the SFHA1 of 3
Most Recent ClaimJun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEFFERSON COUNTY PWSD 12
serves 3,300 people · EPA ID MO6024304
Water SourceGroundwater
Last State InspectionAug 2024
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: Wisper ISP.

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