1401 Harness Rd, Festus, MO 63028 Property Records

Jefferson County property record for 1401 Harness Rd, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,144 sqft · built 1987
Lot Size	1.55 acres (67,518 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Oct 2018 Sale Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`22-2.1-04.0-0-000-051.01`

Property Details

APN / Parcel Number

Primary APN	`22-2.1-04.0-0-000-051.01`
Alternative APN	`2221040 05101`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,144 sqft Living Area
1st Floor Area	1,144 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Construction Type	Frame
Lot Area	67,518 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	200 sqft
Deck Area	Deck Area
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1401 HARNESS RD
City	FESTUS
State	MO
Zip	63028-5433
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PIN OAK RIDGE AMENDED LOT 6
Legal Range	6E
Legal Township	39N
Legal Section	04
Legal Subdivision	PIN OAK RIDGE
Legal Block	3
Legal Lot Number	6
Jurisdiction	JEFFERSON MO
Township / Civil Division	PLATTIN
Census Block Group	3
Census Block	3030
Census Tract	701404

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9425 CARRON RD, BLOOMSDALE, MO 63627-9162
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2018	Warranty Deed, Transfer CONTINENTAL
Oct 19, 2018	Quit Claim Deed, Transfer FIRST ST CMNTY BK
Oct 19, 2018	Affidavit of Death, Transfer HILLSBOROUGH TITLE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2025
Deed Sale	Oct 28, 2025
Prior Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	202527936
Prior Transfer Date	Oct 17, 2025
Prior Transfer Doc	0000027936
Record Updated	Oct 29, 2026

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 16, 2018
Property Address	1401 HARNESS RD, FESTUS, MO 63028-5433
Document Number	0000031626
Instrument Date	Oct 16, 2018
Instrument	31626
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	CONTINENTAL

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1401 HARNESS RD FESTUS MO 630285433, FESTUS, MO 63028-5433

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON MO
Recording Date	Oct 19, 2018
Property Address	1401 HARNESS RD, FESTUS, MO 63028-5433
Document Number	0000032085
Instrument Date	Sep 27, 2018
Instrument	32085
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	HILLSBOROUGH TITLE INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1401 HARNESS RD FESTUS MO 630285433, FESTUS, MO 63028-5433

Mortgage

Document Number	32086
Date	Oct 19, 2018
Instrument	32086

Lender

Name	FIRST ST CMNTY BK
Type	Bank
Address	FARMINGTON, MO 63640

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 18, 2033

October 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	JEFFERSON MO
Recording Date	Oct 19, 2018
Property Address	1401 HARNESS RD, FESTUS, MO 63028-5433
Document Number	0000032084
Instrument Date	Sep 27, 2018
Instrument	32084
Transaction Type	Transfer
Record Updated	Nov 9, 2018
Title Company	HILLSBOROUGH TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 BENTON DR FESTUS MO 630281615, FESTUS, MO 63028-1615

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Elementary School District	Jefferson County R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,200 (-) Land $1,600 Building $19,600	$111,800 (-) Land $8,600 Building $103,200
2025	$1,258.00 (+1.04%)	$21,200 (+8.72%) Land $1,600 Building $19,600
2024			$111,800 (+8.75%) Land $8,600 Building $103,200
2023	$1,245.00	$19,500 Land $1,600 Building $17,900	$102,800 Land $8,600 Building $94,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2015–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2019 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 12 serves 3,300 people · EPA ID MO6024304
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Wisper ISP.

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