Clay County property record for 1428 Sapling Dr, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,329 sqft · built 1997 |
| Lot Size | 0.19 acres (8,308 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,583 (2025) |
| Deeds & Mortgages | Dec 2021 Transfer Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-04-26-019911-003-96 |
| Primary APN | 08-04-26-019911-003-96 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,329 sqft Heated Area |
| Gross Area | 1,885 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,308 sqft (0.19 acres) |
| Garage Area | 456 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 20 sqft |
| Patio Area | 80 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1428 SAPLING DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-3535 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 196 LAUREL GROVE PLANTATION AS REC O R 4376 PG 2113, 4551 PG 314 |
| Legal Range | 26 |
| Legal Township | 04 |
| Legal Section | 08 |
| Legal Subdivision | LAUREL GROVE PLANTATION |
| Legal Lot Number | 196 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30500 |
Source: Clay County records · APN 08-04-26-019911-003-96
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 141 OLD ORANGE PARK RD APT 18, 18, ORANGE PARK, FL 32073-3025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2021 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Nov 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 10, 2025 |
| Deed Sale | Feb 10, 2025 |
| Prior Sale | Nov 13, 2020 · Amount on Record |
| Deed Document Number | 2020059691 |
| Deed Book / Page | 4376 / 2113 |
| Prior Transfer Date | Dec 22, 2021 |
| Prior Transfer Doc | 2021081444 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 22, 2021 |
| Property Address | 1428 SAPLING DR, ORANGE PARK, FL 32073-3535 |
| Document Number | 0045510314 |
| Book / Page | 4551 / 314 |
| Map Reference | MB 30 PG 45-55 |
| Instrument Date | Dec 22, 2021 |
| Instrument | 2021081444 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1428 SAPLING DR, ORANGE PARK, FL 32073-3535 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Nov 13, 2020 |
| Property Address | 1428 SAPLING DR, ORANGE PARK, FL 32073-3535 |
| Document Number | 0043762113 |
| Book / Page | 4376 / 2113 |
| Map Reference | MB 30 PG 45-55 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 2020059691 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7523 TRAILS END, 7523, JACKSONVILLE, FL 32277-2269 |
| Name | Verified Name |
|---|---|
| Address | 1428 SAPLING DR, ORANGE PARK, FL 32073-3535 |
| Document Number | 0043762115 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 4376/2115 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Municipality | Orange Park Town |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,583.00 (+5.88%) Homeowner's exemption Widower's exemption | $244,267 (+5.99%) | $276,820 (+6.74%) Land $45,000 Building $231,820 |
| 2023 | $3,384.00 (+0.71%) Homeowner's exemption Widower's exemption | $230,469 (+3%) | $259,348 (+15.91%) Land $45,000 Building $214,348 |
| 2022 | $3,360.00 Homeowner's exemption Widower's exemption | $223,757 Land $35,000 Building $188,757 | $223,757 Land $35,000 Building $188,757 |
Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jan 1980 · rainfall accumulation |
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| IQ Fiber Intermediate Holdings Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 318 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF ORANGE PARK serves 8,668 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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