Clay County property record for 1413 Sapling Dr, Orange Park, FL 32073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,581 sqft · built 1998 |
| Lot Size | 0.153 acres (6,657 sqft) |
| Owner | Individual Name on File |
| Last Sale | $197,000 (Mar 2019) |
| Tax Bill | $2,758 (2025) |
| Deeds & Mortgages | Jun 2021 Transfer Nov 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-04-26-019911-003-52 |
| Primary APN | 08-04-26-019911-003-52 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,581 sqft Living Area |
| Gross Area | 2,190 sqft |
| 1st Floor Area | 1,581 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 6,657 sqft (0.153 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Enclosed/Finished Porch |
| Porch Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1413 SAPLING DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32073-3551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 152 LAUREL GROVE PLANTATION AS REC OR 4176 PG 224 & 4473 PG 943 |
| Legal Range | 26E |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | LAUREL GROVE PLANTATION |
| Legal Lot Number | 152 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 30500 |
Source: Clay County records · APN 08-04-26-019911-003-52
Assessment roll updated December 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1413 SAPLING DR, ORANGE PARK, FL 32073-3551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2021 | Quit Claim Deed, Transfer Quitclaim |
| Nov 19, 2020 | Loan Modification, Mortgage · FHA Mortgage LAKEVIEW LN SERVICING |
| Mar 26, 2019 | Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 26, 2019 · Amount on Record |
| Deed Sale | Mar 26, 2019 · Amount on Record |
| Deed Document Number | 201915037 |
| Deed Book / Page | 4176 / 224 |
| Prior Transfer Date | Sep 26, 2013 |
| Prior Transfer Doc | 0035831146 |
| Record Updated | Jun 08, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Jun 23, 2021 |
| Property Address | 1413 SAPLING DR, ORANGE PARK, FL 32073-3551 |
| Document Number | 0044730943 |
| Book / Page | 4473 / 943 |
| Map Reference | OR 4176 PG 224 |
| Instrument Date | Jun 23, 2021 |
| Instrument | 2021039102 |
| Transaction Type | Transfer |
| Record Updated | Jan 09, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1413 SAPLING DR, ORANGE PARK, FL 32073-3551 |
| Name | Verified Name |
|---|---|
| Address | 1413 SAPLING DR, ORANGE PARK, FL 32073-3551 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 1413 SAPLING DR, ORANGE PARK, FL 32073-3551 |
| Document Number | 0043940208 |
| Instrument Date | Nov 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3637 SENTARA WAY ORANGE PARK FL 32073, ORANGE PARK, FL 32073 |
| Document Number | 0043940208 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 004394/000208 |
| Instrument | 68019 |
| Name | LAKEVIEW LN SERVICING |
|---|---|
| Type | Funding / Finance Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 22, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 26, 2019 |
| Property Address | 1413 SAPLING DR, ORANGE PARK, FL 32073-3551 |
| Document Number | 0041760224 |
| Book / Page | 4176 / 0224 |
| Map Reference | MB 30 PG 45-55 |
| Instrument Date | Mar 22, 2019 |
| Instrument | 2019015037 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,379.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13632 PINE VILLA LN, 13632, FORT MYERS, FL 33912-1616 |
| Name | Verified Name |
|---|---|
| Address | 1413 SAPLING DR, ORANGE PARK, FL 32073-3551 |
| Document Number | 2019015038 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 2019015038 |
| Name | HAMILTON GROUP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2049 |
Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Municipality | Orange Park Town |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,758.00 (+6.12%) Homeowner's exemption | $193,821 (+5.99%) | $283,198 (+6.39%) Land $45,000 Building $238,198 |
| 2024 | $2,599.00 (-0.99%) | ||
| 2023 | $2,625.00 (+3.55%) Homeowner's exemption | $182,873 (+3%) | $266,190 (+14.38%) Land $45,000 Building $221,190 |
| 2022 | $2,535.00 Homeowner's exemption | $177,547 | $232,715 Land $35,000 Building $197,715 |
Source: FEMA National Flood Hazard Layer as of July 6, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Jan 1980 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| IQ Fiber Intermediate Holdings Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 318 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF ORANGE PARK serves 8,668 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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