Rock County property record for 1428 Emerson St, Beloit, WI 53511
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,176 sqft · built 1923 |
| Lot Size | 0.068 acres (2,962 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,417 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Sep 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 206 13620095 |
| Primary APN | 206 13620095 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,176 sqft Living Area |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Lot Area | 2,962 sqft (0.068 acres) |
| Account Number | 206 13620095 |
|---|---|
| Street Address | 1428 EMERSON ST |
| City | BELOIT |
| State | WI |
| Zip | 53511-5528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 7 PICKARD AND DOWS ADD EX W 149 FT |
| Legal Subdivision | PICKARD AND DOWS ADD |
| Legal Lot Number | 7 |
| Jurisdiction | ROCK WI |
| Township / Civil Division | BELOIT |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 1900 |
Source: Rock County records · APN 206 13620095
Assessment roll updated April 2, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 9421 N LAKE DR, MILWAUKEE, WI 53217-1450 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 08, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BAXTER CU |
| Sep 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WISCONSIN RIVER BANK |
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WISCONSIN RIVER BANK |
| Apr 18, 2022 | Quit Claim Deed, Transfer Quitclaim |
| May 18, 2021 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 18, 2022 |
| Deed Sale | Apr 18, 2022 |
| Prior Sale | May 18, 2021 · Amount on Record |
| Deed Document Number | 202216138 |
| Transfer Doc | 0000016138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1428 EMERSON ST, BELOIT, WI 53511-5528 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002084519 |
|---|---|
| Date | Aug 08, 2017 |
| Instrument | 2084519 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1428 EMERSON ST, BELOIT, WI 53511-5528 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002199827 |
|---|---|
| Date | Sep 22, 2021 |
| Instrument | 2199827 |
| Name | WISCONSIN RIVER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCK WI |
| Property Address | 1428 EMERSON ST, BELOIT, WI 53511-5528 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0002199531 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2199531 |
| Name | WISCONSIN RIVER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | Apr 18, 2022 |
| Property Address | 1428 EMERSON ST, BELOIT, WI 53511-5528 |
| Document Number | 0002216138 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2216138 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCK WI |
| Recording Date | May 18, 2021 |
| Property Address | 1428 EMERSON ST, BELOIT, WI 53511-5528 |
| Document Number | 0002188008 |
| Instrument Date | May 13, 2021 |
| Instrument | 2188008 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $405.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1428 EMERSON ST, BELOIT, WI 53511-5528 |
Source: Rock County records · Assessment roll updated April 2, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| Municipality | Beloit City |
| County | Rock County |
| Unified School District | Beloit School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,417.00 (+32.44%) | $147,400 (+27.18%) Land $6,200 Building $141,200 | $161,900 (+22.84%) |
| 2023 | $1,825.00 | $115,900 Land $6,200 Building $109,700 | $131,800 |
Source: FEMA National Flood Hazard Layer as of May 3, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: ResTech Services.
Based on FCC filings for 355 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF BELOIT serves 36,677 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | Radium resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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