1420 Emerson St, Beloit, WI 53511 Property Records

Rock County property record for 1420 Emerson St, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,176 sqft · built 1910
Lot Size	0.076 acres (3,311 sqft)
Owner	Individual Name on Record
Tax Bill	$1,644 (2025)
Deeds & Mortgages	Apr 2005 Line of Credit Mar 2006 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`206 13620105`

Property Details

APN / Parcel Number

Primary APN	`206 13620105`
Alternative APN	`13620105`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,176 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	3,311 sqft (0.076 acres)

Location & Zoning

Account Number	206 13620105
Street Address	1420 EMERSON ST
City	BELOIT
State	WI
Zip	53511-5528
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 50 FT OF W 100 FT L 7 PICKARD & DOWS ADD
Legal Subdivision	DOWS ADD
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	2
Census Block	2014
Census Tract	1900

Owner

Source: Rock County records, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2121 MILTON AVE, 140, JANESVILLE, WI 53545-1098
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2005	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK & TRUST CO
Mar 9, 2006	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA
Mar 9, 2006	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2006
Deed Sale	Mar 9, 2006
Prior Sale	Mar 9, 2006
Deed Document Number	20061742646
Record Updated	Jun 8, 2026

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	1420 EMERSON ST, BELOIT, WI 53511-5528
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001703166
Date	Apr 18, 2005
Instrument	1703166

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	BELOIT, WI 53512

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	11 Months
Due	Mar 28, 2006

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Mar 9, 2006
Property Address	1420 EMERSON ST, BELOIT, WI 53511-5528
Document Number	0001742644
Instrument Date	Mar 3, 2006
Instrument	1742644
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 VALLEY RD, BELOIT, WI 53511-2954

Mortgage

Document Number	0001742647
Date	Mar 9, 2006
Instrument	1742647

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2036

March 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Mar 9, 2006
Property Address	1420 EMERSON ST, BELOIT, WI 53511-5528
Document Number	0001742646
Instrument Date	Mar 3, 2006
Instrument	1742646
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37 VALLEY RD, BELOIT, WI 53511-2954

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,644.00 (+31.52%)	$101,200 (+26.34%) Land $6,800 Building $94,400	$111,100 (+21.95%)
2023	$1,250.00	$80,100 Land $6,800 Building $73,300	$91,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: LiteWire.

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