1428 Colonial Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1428 Colonial Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,896 sqft · built 1948
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Trust Names on File
Last Sale	$245,000 (Jun 2019)
Tax Bill	$9,876 (2025)
Deeds & Mortgages	Jun 2026 Sale Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`550-0041-0398-00`

Property Details

APN / Parcel Number

Primary APN	`550-0041-0398-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,896 sqft Living Area
Gross Area	5,833 sqft
1st Floor Area	2,070 sqft
2nd Floor Area	1,176 sqft
Upper Floors Area	1,176 sqft
Basement Area	2,070 sqft
Finished Basement	650 sqft
Unfinished Basement	1,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	250 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	131 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1428 COLONIAL DR
City	CINCINNATI
State	OH
Zip	45238-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	1428 COLONIAL DR 150 X 250 R2-T2-S7-PARS 398-471CONS
Legal Subdivision	HARRISON HILLS
Legal Lot Number	20
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3008
Census Tract	21202

Owner

1428 Colonial Dr is held in a trust since May 2026.

Source: Hamilton County records, as of July 22, 2026

Owner of Record	2 Trust Names on File
Mailing Address	3001 HACKBERRY RD, IRVING, TX 75063-0156
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 23, 2022	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jun 11, 2019	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 11, 2019 · Amount on File
Deed Sale	Jun 11, 2019 · Amount on File
Prior Sale	May 16, 2011 · Amount on File
Deed Document Number	201945453
Deed Book / Page	13936 / 354
Last Transfer Date	May 27, 2026
Transfer Doc	0000046881
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 12, 2026
Property Address	1428 COLONIAL DR, CINCINNATI, OH 45238-3840
Document Number	0000046881
Book / Page	15686 / 677
Instrument Date	May 27, 2026
Instrument	202646881
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3001 HACKBERRY RD, IRVING, TX 75063-0156

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1428 COLONIAL DR, CINCINNATI, OH 45238-3840
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019563
Date	Feb 23, 2022
Book Page	14610/1061
Instrument	2022-0019563

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	347 Months
Due	Jan 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1428 COLONIAL DR, CINCINNATI, OH 45238-3840
Document Number	0000136515
Instrument Date	Dec 20, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1428 COLONIAL DR CINCINNATI OH 452383840, CINCINNATI, OH 45238-3840

Mortgage

Document Number	0000136515
Date	Dec 20, 2020
Book Page	014322/004303
Instrument	136515

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jun 11, 2019
Property Address	1428 COLONIAL DR, CINCINNATI, OH 45238-3840
Document Number	0000045453
Book / Page	13936 / 00354
Instrument Date	Jun 5, 2019
Instrument	2019-0045453
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1428 COLONIAL DR, CINCINNATI, OH 45238-3840

Mortgage

Document Number	0000045455
Date	Jun 11, 2019
Instrument	2019-0045455

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1428 Colonial Dr was $9,876, up 2.6% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,876.00 (+2.6%)	$159,261 (-) Land $28,431 Building $130,830	$455,030 Land $81,230 Building $373,800
2024	$9,626.00 (-1.45%)	$159,261 (-) Land $28,431 Building $130,830
2023	$9,768.00 (+53.25%)	$159,261 (+85.73%) Land $28,431 Building $130,830	$455,030 Land $81,230 Building $373,800
2022	$6,374.00 Homeowner's exemption	$85,750 Land $22,792 Building $62,958
2020			$245,000 Land $65,120 Building $179,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1428 Colonial Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1428 Colonial Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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