1398 Colonial Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 1398 Colonial Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,653 sqft · built 1957
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$426,000 (Jan 2026)
Tax Bill	$9,762 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jan 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0041-0450-00`

Property Details

APN / Parcel Number

Primary APN	`550-0041-0450-00`
Alternative APN	`0059307`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,653 sqft Living Area
Gross Area	5,737 sqft
1st Floor Area	2,045 sqft
Upper Floors Area	888 sqft
Basement Area	2,045 sqft
Finished Basement	720 sqft
Unfinished Basement	1,325 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	37,462 sqft (0.86 acres)
Lot Dimensions	250 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	759 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	305 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1398 COLONIAL DR
City	CINCINNATI
State	OH
Zip	45238-3838
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C
Legal Description	1398 COLONIAL DR 150 X 250 R2-T2-S7 PARS 450-479CONS
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	3
Census Block	3008
Census Tract	21202

Owner

Source: Hamilton County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1398 COLONIAL DR, CINCINNATI, OH 45238-3838
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jan 16, 2026	Survivorship Deed, Transfer · Conventional Mortgage CIVISTA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 16, 2026 · Amount on Record
Deed Sale	Jan 16, 2026 · Amount on Record
Prior Sale	Jun 14, 2004
Deed Document Number	20264163
Deed Book / Page	15584 / 1060
Prior Transfer Date	Oct 20, 2008
Prior Transfer Doc	0000000162
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1398 COLONIAL DR, CINCINNATI, OH 45238-3838
Transaction Type	Mortgage
Record Updated	Feb 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000136057
Date	Nov 9, 2021
Book Page	14541/3045
Instrument	2021-0136057

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

January 2026: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 16, 2026
Property Address	1398 COLONIAL DR, CINCINNATI, OH 45238-3838
Document Number	0000004163
Book / Page	15584 / 1060
Instrument Date	Jan 14, 2026
Instrument	2026-0004163
Transaction Type	Transfer
Record Updated	Feb 23, 2026
Title Company	UNKNOWN, AHTA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$426.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1398 COLONIAL DR, CINCINNATI, OH 45238-3838

Mortgage

Document Number	0000004164
Date	Jan 16, 2026
Instrument	2026-0004164

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,762.00 (+2.67%) Homeowner's exemption	$167,752 (-) Land $28,431 Building $139,321	$479,290 (-) Land $81,230 Building $398,060
2024	$9,508.00 (-2.04%) Homeowner's exemption	$167,752 (-) Land $28,431 Building $139,321
2023	$9,706.00 (+36.38%) Homeowner's exemption	$167,752 (+59.54%) Land $28,431 Building $139,321	$479,290 (+59.54%) Land $81,230 Building $398,060
2022	$7,117.00 Homeowner's exemption	$105,147 Land $22,792 Building $82,355
2020			$300,420 Land $65,120 Building $235,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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