1427 Williams Bridge Rd, Toccoa, GA 30577 Property Records

Franklin County property record for 1427 Williams Bridge Rd, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,338 sqft · built 2001
Lot Size	20 acres (871,200 sqft)
Owner	Company Name on Record
Tax Bill	$3,252 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Jun 2023 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`009-024-A`

Property Details

APN / Parcel Number

Primary APN	`009-024-A`
Alternative APN	`12919`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,338 sqft Heated Area
1st Floor Area	3,338 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	871,200 sqft (20 acres)
Terrain	Rolling
Garage Area	600 sqft

Exterior Amenities

Porch	Slab
Porch Area	196 sqft
Deck Area	16 sqft
Quonset Hut	3,784 sqft
Utility Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	12919
Street Address	1427 WILLIAMS BRIDGE RD
City	TOCCOA
State	GA
Zip	30577-5244
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UNZONED RU
Legal Description	20.00 ACRES WILLIAMS BRIDGE
Legal Subdivision	WILLIAMS
Jurisdiction	FRANKLIN GA
Township / Civil Division	CARNESVILLE
Census Block Group	1
Census Block	1046
Census Tract	890201

Owner

Source: Franklin County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1427 WILLIAMS BRIDGE RD, TOCCOA, GA 30577-5244
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Deed of Trust, Mortgage · Line of Credit COMMERCIAL BANK
Jun 5, 2023	Deed of Trust, Mortgage · Line of Credit ROBINS FINANCIAL CREDIT UNION
Sep 13, 2023	Deed of Trust, Mortgage · Line of Credit ROBINS FINANCIAL CREDIT UNION
Mar 16, 2023	Deed of Trust, Mortgage · Commercial Mortgage AGGEORGIA FARM CREDIT
Mar 15, 2023	Warranty Deed, Transfer · Commercial Mortgage AGGEORGIA FARM CREDIT
Jun 18, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2025
Deed Sale	Aug 1, 2025
Prior Sale	Mar 16, 2023
Deed Book / Page	1692 / 81
Prior Transfer Date	Sep 29, 2004
Prior Transfer Doc	0709000089
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	1427 WILLIAMS BRIDGE RD, TOCCOA, GA 30577-5244
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 WILLIAMS BRIDGE RD

Mortgage

Document Number	0000001543/0000000110
Date	Sep 14, 2022
Book Page	0000001543/0000000110

Lender

Name	COMMERCIAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2023

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	1427 WILLIAMS BRIDGE RD, TOCCOA, GA 30577-5244
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 WILLIAMS BRIDGE RD

Mortgage

Document Number	0000001579/0000000042
Date	Jun 5, 2023
Book Page	0000001579/0000000042

Lender

Name	ROBINS FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	1427 WILLIAMS BRIDGE RD, TOCCOA, GA 30577-5244
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 WILLIAMS BRIDGE RD

Mortgage

Document Number	0000001592/0000000288
Date	Sep 13, 2023
Book Page	0000001592/0000000288

Lender

Name	ROBINS FINANCIAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2038

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN GA
Property Address	1427 WILLIAMS BRIDGE RD, TOCCOA, GA 30577-5244
Transaction Type	Mortgage
Record Updated	Apr 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 WILLIAMS BRIDGE RD

Mortgage

Document Number	0000001566/0000000051
Date	Mar 16, 2023
Book Page	0000001566/0000000051

Lender

Name	AGGEORGIA FARM CREDIT

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2024

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Mar 15, 2023
Property Address	1427 WILLIAMS BRIDGE RD, TOCCOA, GA 30577-5244
Document Number	0001566/40
Book / Page	1566 / 40
Instrument Date	Mar 15, 2023
Instrument	2023-000336
Transaction Type	Transfer
Record Updated	Apr 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 WILLIAMS BRIDGE RD, TOCCOA, GA 30577-5244

Mortgage

Document Number	0000156642
Date	Mar 15, 2023
Instrument	1566/42

Lender

Name	AGGEORGIA FARM CREDIT

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	190 Months
Due	Jan 1, 2039

June 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	FRANKLIN GA
Recording Date	Jun 18, 2021
Property Address	1427 WILLIAMS BRIDGE RD, TOCCOA, GA 30577-5244
Document Number	1460/13
Book / Page	1460 / 13
Instrument Date	Jun 18, 2021
Instrument	2021-000849
Transaction Type	Transfer
Record Updated	Jul 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 WILLIAMS BRIDGE RD, TOCCOA, GA 30577-5244

Mortgage

Document Number	0000001460/0000000016
Date	Jun 24, 2021
Book Page	0000001460/0000000016

Lender

Name	MAGNOLIA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of December 12, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Franklin County
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,252.00 (-7.3%) Homeowner's exemption	$195,740 (-17.93%) Land $63,200 Building $132,540	$489,350 (-17.93%) Land $158,000 Building $331,350
2023	$3,508.00 (-32.86%)	$238,509 (+17.75%) Land $128,566 Building $109,943	$596,273 (+17.75%) Land $321,415 Building $274,858
2022	$5,225.00	$202,557 Land $101,826 Building $100,731	$506,394 Land $254,566 Building $251,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 47% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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