1427 Sephos St, Manteca, CA 95337 Property Records

San Joaquin County property record for 1427 Sephos St, Manteca, CA 95337

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,955 sqft · built 2020
Lot Size	0.212 acres (9,259 sqft)
Owner	2 Individuals on Record
Tax Bill	$6,861 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Apr 2022 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`226-510-030-000`

Property Details

APN / Parcel Number

Primary APN	`226-510-030-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,955 sqft Living Area

Exterior

Year Built	Built 2020
Architectural Style	Other
Construction Type	Wood
Lot Area	9,259 sqft (0.212 acres)
Garage Type	Mixed
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1427 SEPHOS ST
City	MANTECA
State	CA
Zip	95337-8081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 235 OLEANDER ESTATES, UNIT NO. 4 TRACT 3899
Legal Subdivision	3899 OLEANDER ESTATES UN 4
Legal Tract	3899
Legal Lot Number	235
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1006
Census Tract	5106

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Co-owner	Co-owner on Record
Mailing Address	1427 SEPHOS ST, MANTECA, CA 95337-8081
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2023	Deed of Trust, Mortgage · Line of Credit EXCITE CU
Apr 21, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC
Mar 31, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage PRIMARY RESID'L MTG

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	Apr 21, 2022
Transfer Doc	0000051430
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1427 SEPHOS ST, MANTECA, CA 95337-8081
Transaction Type	Mortgage
Record Updated	Sep 21, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 SEPHOS ST, MANTECA, CA 95337-8081

Mortgage

Document Number	0000071871
Date	Sep 11, 2023
Instrument	2023-071871

Lender

Name	EXCITE CU
Type	Credit Union
Address	SAN JOSE, CA 95119

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 21, 2022
Property Address	1427 SEPHOS ST, MANTECA, CA 95337-8081
Document Number	0000051430
Map Reference	MB 43 PG 59
Instrument Date	Apr 12, 2022
Instrument	2022-051430
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1427 SEPHOS ST, MANTECA, CA 95337-8081

Mortgage

Document Number	0000051431
Date	Apr 21, 2022
Instrument	2022-051431

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Mar 31, 2020
Property Address	1427 SEPHOS ST, MANTECA, CA 95337-8081
Document Number	0000039584
Instrument Date	Mar 20, 2020
Instrument	39584
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 30, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$502.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1427 SEPHOS ST MANTECA CA 95337, MANTECA, CA 95337

Mortgage

Document Number	39585
Date	Mar 31, 2020
Instrument	39585

Lender

Name	PRIMARY RESID'L MTG
Type	Mortgage Company
Address	SALT LAKE CITY, UT 84116

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,861.00 (+3.34%)	$520,360 (+4.04%) Land $131,235 Building $389,125
2023	$6,639.00 (+1.83%)	$500,156 Land $126,140 Building $374,016
2022	$6,520.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	42 (1980–2017)
Claims Outside the SFHA	11 of 42
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, unWired Broadband, Verizon.

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