1414 Sephos St, Manteca, CA 95337 Property Records

San Joaquin County property record for 1414 Sephos St, Manteca, CA 95337

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,955 sqft · built 2020
Lot Size	0.149 acres (6,491 sqft)
Owner	2 Trust Names on File
Last Sale	$650,000 (Sep 2023)
Tax Bill	$7,894 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`226-520-040-000`

Property Details

APN / Parcel Number

Primary APN	`226-520-040-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,955 sqft Living Area
1st Floor Area	1,955 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,491 sqft (0.149 acres)
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1414 SEPHOS ST
City	MANTECA
State	CA
Zip	95337-8081
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 325 OLEANDER ESTATES, UNIT NO. 4 TRACT 3899
Legal Subdivision	OLEANDER ESTATES UN 4
Legal Tract	3899
Legal Block	1
Legal Lot Number	325
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	MANTECA
Census Block Group	1
Census Block	1006
Census Tract	5106

Owner

1414 Sephos St is owner-occupied and held in a trust since September 2023.

Source: San Joaquin County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1414 SEPHOS ST, MANTECA, CA 95337-8081
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2023	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP
Feb 26, 2020	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2023 · Amount on File
Deed Sale	Sep 20, 2023 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Document Number	202374612
Prior Transfer Date	Feb 3, 2023
Prior Transfer Doc	0000008717
Record Updated	Oct 29, 2026

September 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Sep 20, 2023
Property Address	1414 SEPHOS ST, MANTECA, CA 95337-8081
Document Number	0000074612
Map Reference	MB 43 PG 59
Instrument Date	Sep 15, 2023
Instrument	2023-074612
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1414 SEPHOS ST, MANTECA, CA 95337-8081

Mortgage

Document Number	0000074613
Date	Sep 20, 2023
Instrument	2023-074613

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 26, 2020
Property Address	1414 SEPHOS ST, MANTECA, CA 95337-8081
Document Number	0000024076
Instrument Date	Feb 19, 2020
Instrument	24076
Transaction Type	Transfer
Record Updated	Mar 12, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$494.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1414 SEPHOS ST MANTECA CA 95337, MANTECA, CA 95337

Mortgage

Document Number	24077
Date	Feb 26, 2020
Instrument	24077

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 1414 Sephos St was $7,894, down 5.6% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Manteca City
Unified School District	Manteca Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,894.00 (-5.59%)
2025	$8,361.00	$663,000 Land $122,400 Building $540,600
2023	$6,247.00 (+1.88%) Homeowner's exemption	$471,876 Land $126,140 Building $345,736	$571,770
2022	$6,132.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1414 Sephos St in Zone X, an area of moderate flood risk, though there have been 42 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 82 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	42 (1980–2017)
Claims Outside the SFHA	11 of 42
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims Severe Storms, Flooding, Mud And Landslides, Feb 1997 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1414 Sephos St is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MANTECA serves 84,928 people · EPA ID CA3910005
Water Source	Purchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 664 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
Cal.net Fixed Wireless	100 / 20

May also be available: Matrix Broadband, unWired Broadband, Verizon.

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