1427 Prospect Ave, Unit D, Placentia, CA 92870 Property Records

Orange County property record for 1427 Prospect Ave, Unit D, Placentia, CA 92870

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,204 sqft · built 1964
Lot Size	0.035 acres (1,536 sqft)
Owner	2 Trust Names on File
Tax Bill	$1,496 (2025)
Deeds & Mortgages	Nov 2025 Reverse Mortgage Jan 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`334-163-41`

Property Details

APN / Parcel Number

Primary APN	`334-163-41`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	1,536 sqft (0.035 acres)
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1427 PROSPECT AVE, D
City	PLACENTIA
State	CA
Zip	92870-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4609 BLK LOT 41
Legal Subdivision	TRACT NO 4609
Legal Tract	4609
Legal Lot Number	41
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2000
Census Tract	21810

Owner

1427 Prospect Ave, Unit D is owner-occupied and held in a trust since November 2019.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1427 PROSPECT AVE, D, PLACENTIA, CA 92870-3807
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2025	Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC
Jan 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 31, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
May 26, 2017	Reverse Mortgage, Transfer · FHA Mortgage LIBERTY HM EQUITY SOLUTIONS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Nov 19, 2019
Transfer Doc	0000043538
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1427 PROSPECT AVE UNIT D, D, PLACENTIA, CA 92870-3807
Transaction Type	Mortgage
Record Updated	Nov 28, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 PROSPECT AVE D, D, PLACENTIA, CA 92870-3807

Mortgage

Document Number	0000312842
Date	Nov 14, 2025
Instrument	2025000312842

Lender

Name	LIBERTY HOME EQUITY SOLUTIONS INC
Type	Reverse Mortgage Lender
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.51%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2018
Change Frequency	Monthly
Index	1-Year T-Bill

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 31, 2020
Property Address	1427 PROSPECT AVE, PLACENTIA, CA 92870-3807
Document Number	0000043538
Instrument Date	Nov 19, 2019
Instrument	43538
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1427 PROSPECT AVE #D PLACENTIA CA 928703807, D, PLACENTIA, CA 92870-3807

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 31, 2020
Property Address	1427 PROSPECT AVE, PLACENTIA, CA 92870-3807
Document Number	0000043539
Instrument Date	Nov 19, 2019
Instrument	43539
Transaction Type	Transfer
Record Updated	Feb 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1427 PROSPECT AVE #D PLACENTIA CA 928703807, D, PLACENTIA, CA 92870-3807

May 2017: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	ORANGE CA
Recording Date	May 26, 2017
Property Address	1427 PROSPECT AVE, PLACENTIA, CA 92870-3807
Document Number	0000217347
Instrument Date	May 4, 2017
Instrument	217347
Transaction Type	Transfer
Record Updated	Jun 6, 2017
Title Company	PROVIDENT TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1427 PROSPECT AVE PLACENTIA CA 928703807, PLACENTIA, CA 92870-3807

Mortgage

Document Number	217348
Date	May 26, 2017
Instrument	217348

Lender

Name	LIBERTY HM EQUITY SOLUTIONS
Type	Funding / Finance Company
Address	RANCHO CORDOVA, CA 95670

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	936 Months
Due	May 25, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.51%

Mortgage

Document Number	217349,
Date	May 26, 2017
Instrument	217349

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	936 Months
Due	May 25, 2095

Interest

Rate Type	Adjustable Rate
Rate	4.51%

Tax Assessment & Valuation

The 2025 property tax bill for 1427 Prospect Ave, Unit D was $1,496 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Placentia City
Unified School District	Placentia-Yorba Linda Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$112,144 (+2%) Land $44,072 Building $68,072
2025	$1,496.00 Homeowner's exemption	$109,946 Land $43,208 Building $66,738
2023	$1,463.00 (+1.53%) Homeowner's exemption	$105,678 Land $41,530 Building $64,148
2022	$1,441.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1427 Prospect Ave, Unit D in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1427 Prospect Ave, Unit D has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORBA LINDA WATER DISTRICT serves 84,292 people · EPA ID CA3010037
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, GigabitNow.

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