1427 Prospect Ave, Unit C, Placentia, CA 92870 Property Records

Orange County property record for 1427 Prospect Ave, Unit C, Placentia, CA 92870

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,204 sqft · built 1964
Lot Size	0.035 acres (1,536 sqft)
Owner	Individual Name on File
Last Sale	$395,000 (Jan 2018)
Tax Bill	$5,108 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`334-163-42`

Property Details

APN / Parcel Number

Primary APN	`334-163-42`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Lot Area	1,536 sqft (0.035 acres)
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1427 PROSPECT AVE, C
City	PLACENTIA
State	CA
Zip	92870-3807
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 4609 BLK LOT 42
Legal Tract	4609
Legal Lot Number	42
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2000
Census Tract	21810

Owner

1427 Prospect Ave, Unit C is owned and occupied by an individual who bought it in January 2018.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1427 PROSPECT AVE, C, PLACENTIA, CA 92870-3807
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jun 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE HOME MORTGAGE LLC
Jan 29, 2018	Grant Deed, Transfer · Conventional Mortgage COMMERCE MORTGAGE
Mar 22, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2018 · Amount on File
Deed Sale	Jan 29, 2018 · Amount on File
Prior Sale	Feb 23, 2005 · Amount on File
Deed Document Number	201831882
Prior Transfer Date	Apr 24, 2009
Prior Transfer Doc	0000619594
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1427 PROSPECT AVE, PLACENTIA, CA 92870-3807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000313346
Date	Aug 23, 2019
Instrument	2019000313346

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1427 PROSPECT AVE, PLACENTIA, CA 92870-3807
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000292326
Date	Jun 24, 2020
Instrument	2020000292326

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 29, 2018
Property Address	1427 PROSPECT AVE, PLACENTIA, CA 92870-3807
Document Number	0000031882
Map Reference	MB202 PG37-39
Instrument Date	Dec 28, 2017
Instrument	2018000031882
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 PROSPECT AVE UNIT C, C, PLACENTIA, CA 92870-3807

Mortgage

Document Number	0000031883
Date	Jan 29, 2018
Instrument	2018000031883

Lender

Name	COMMERCE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2048

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Mar 22, 2017
Property Address	1427 PROSPECT AVE, PLACENTIA, CA 92870-3807
Document Number	0000116489
Instrument Date	Feb 28, 2017
Instrument	116489
Transaction Type	Transfer
Record Updated	Mar 29, 2017
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1427 PROSPECT AVE #C PLACENTIA CA 928703807, C, PLACENTIA, CA 92870-3807

Tax Assessment & Valuation

The 2025 property tax bill for 1427 Prospect Ave, Unit C was $5,108.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Placentia City
Unified School District	Placentia-Yorba Linda Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$452,627 (+2%) Land $358,804 Building $93,823
2025	$5,108.00	$443,752 Land $351,768 Building $91,984
2023	$4,948.00 (+0.86%)	$426,521 Land $338,108 Building $88,413
2022	$4,906.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1427 Prospect Ave, Unit C in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1427 Prospect Ave, Unit C has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORBA LINDA WATER DISTRICT serves 84,292 people · EPA ID CA3010037
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, GigabitNow.

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