1427 Keyser Rd, Ramona, CA 92065 Property Records

San Diego County property record for 1427 Keyser Rd, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,468 sqft · built 1977
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Mar 2022)
Tax Bill	$7,741 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`282-351-08-00`

Property Details

APN / Parcel Number

Primary APN	`282-351-08-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Gravel
Lot Area	52,708 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1427 KEYSER RD
City	RAMONA
State	CA
Zip	92065-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAR 2 TR PM05168
Legal Subdivision	RAMONA
Legal Tract	5168
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2004
Census Tract	20806

Owner

Source: San Diego County records · APN 282-351-08-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1427 KEYSER RD, RAMONA, CA 92065-3318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 02, 2018	Deed of Trust, Mortgage · ARM PLAZA HOME MORTGAGE INC
Mar 01, 2017	Grant Deed, Transfer · Conventional with PMI CORRIGAN JOSEPH M & L TR (PT)

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 11, 2022 · Amount on Record
Deed Sale	Mar 11, 2022 · Amount on Record
Prior Sale	Mar 01, 2017 · Amount on Record
Deed Document Number	2022111320
Prior Transfer Date	Oct 30, 2007
Prior Transfer Doc	0000708978
Record Updated	Sep 20, 2026

March 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 11, 2022
Property Address	1427 KEYSER RD, RAMONA, CA 92065-3318
Document Number	0000111320
Map Reference	FILE 76-331424
Instrument Date	Jan 13, 2022
Instrument	2022-0111320
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1427 KEYSER RD, RAMONA, CA 92065-3318

Mortgage

Document Number	0000111321
Date	Mar 11, 2022
Instrument	2022-0111321

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1427 KEYSER RD, RAMONA, CA 92065-3318
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000127445
Date	Apr 02, 2018
Instrument	2018-0127445

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2048

Interest

Rate Type	Adjustable Rate
Rate	7.75%
Type Change Date	Apr 01, 2025
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	12.7%
Index	1-Year LIBOR
Max Rate	12.7%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 01, 2017
Property Address	1427 KEYSER RD, RAMONA, CA 92065-3318
Document Number	0000097455
Instrument Date	Feb 02, 2017
Instrument	97455
Transaction Type	Transfer
Record Updated	Mar 07, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$506.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 CHRISTINA WAY RAMONA CA 920653347, RAMONA, CA 92065-3347

Mortgage

Document Number	97456
Date	Mar 01, 2017
Instrument	97456

Lender

Name	CORRIGAN JOSEPH M & L TR (PT)
Address	642 THUNDER GLN, ESCONDIDO, CA 92027-3976

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$730,634 (+2%) Land $319,655 Building $410,979
2025	$7,741.00 (+14.63%)	$716,309 (+12.45%) Land $313,388 Building $402,921
2023	$6,753.00 (+21.57%)	$637,000 Land $278,000 Building $359,000
2022	$5,555.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208062, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016, rainfall accumulation

Wildfire

Wildfire Risk	High above 82% of the US · above 61% of California
Wildfire Likelihood	About 1 in 138 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 73 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
San Diego Broadband	Fixed Wireless (unlicensed)	500 / 100
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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