1411 Keyser Rd, Ramona, CA 92065 Property Records

San Diego County property record for 1411 Keyser Rd, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,708 sqft · built 1978
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$830,000 (May 2023)
Tax Bill	$9,356 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`282-351-07-00`

Property Details

APN / Parcel Number

Primary APN	`282-351-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,708 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	52,708 sqft
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1411 KEYSER RD
City	RAMONA
State	CA
Zip	92065-3318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM05168
Legal Subdivision	RAMONA
Legal Tract	5168
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2004
Census Tract	20806

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1411 KEYSER RD, RAMONA, CA 92065-3318
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Grant Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Dec 14, 2020	Deed of Trust, Mortgage · VA Mortgage DOLAN GADDI LENDING INC
Jan 22, 2020	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Apr 8, 2019	Grant Deed, Transfer · VA Mortgage LOANDEPOT.COM LLC
Oct 16, 2018	Grant Deed, Transfer ANCHOR LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Prior Sale	Apr 8, 2019 · Amount on Record
Deed Document Number	2023124023
Prior Transfer Date	Oct 31, 2012
Prior Transfer Doc	0000701841
Record Updated	Sep 20, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 11, 2023
Property Address	1411 KEYSER RD, RAMONA, CA 92065-3318
Document Number	0000124023
Map Reference	FILE 76-331424
Instrument Date	Apr 26, 2023
Instrument	2023-0124023
Transaction Type	Transfer
Record Updated	May 22, 2023
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1411 KEYSER RD, RAMONA, CA 92065-3318

Mortgage

Document Number	0000124024
Date	May 11, 2023
Instrument	2023-0124024

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1411 KEYSER RD, RAMONA, CA 92065-3318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1411 KEYSER RD, RAMONA, CA 92065-3318

Mortgage

Document Number	0000802283
Date	Dec 14, 2020
Instrument	2020-0802283

Lender

Name	DOLAN GADDI LENDING INC
Type	Mortgage Company
Address	CARLSBAD, CA 92011

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1411 KEYSER RD, RAMONA, CA 92065-3318
Document Number	0000042905
Instrument Date	Jan 22, 2020
Transaction Type	Mortgage
Record Updated	Feb 12, 2020
Title Company	TITLE RSRC GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1411 KEYSER RD RAMONA CA 920653318, RAMONA, CA 92065-3318

Mortgage

Document Number	0000042905
Date	Jan 27, 2020
Instrument	42905

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 8, 2019
Property Address	1411 KEYSER RD, RAMONA, CA 92065-3318
Document Number	0000124596
Instrument Date	Mar 7, 2019
Instrument	124596
Transaction Type	Transfer
Record Updated	Apr 19, 2019
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$598.40
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1411 KEYSER RD RAMONA CA 920653318, RAMONA, CA 92065-3318

Mortgage

Document Number	124597
Date	Apr 8, 2019
Instrument	124597

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2049

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 16, 2018
Property Address	1411 KEYSER RD, RAMONA, CA 92065-3318
Document Number	0000429678
Instrument Date	Sep 25, 2018
Instrument	429678
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	740 MIRAMMAR RD #201 SAN DIEGO CA 92126, 201, SAN DIEGO, CA 92126
Investor	Possibly a Property Investor

Mortgage

Document Number	429679
Date	Oct 16, 2018
Instrument	429679

Lender

Name	ANCHOR LNS
Type	Funding / Finance Company
Address	CALABASAS, CA 91302

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$880,799 (+2%) Land $319,357 Building $561,442
2025	$9,356.00 (+53.05%)	$863,530 (+48.05%) Land $313,096 Building $550,434
2023	$6,113.00 (-1.55%) Homeowner's exemption	$583,275 Land $211,482 Building $371,793
2022	$6,209.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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