Stearns County property record for 1427 Co Rd 46, Clearwater, MN 55320
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 1 ba · 1,660 sqft · built 1992 |
| Lot Size | 40 acres (1,742,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Dec 2015) |
| Tax Bill | $3,322 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10329-0002 |
| Primary APN | 19-10329-0002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 1,660 sqft Living Area |
| Gross Area | 2,407 sqft |
| 1st Floor Area | 1,660 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Ranch |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 1,742,400 sqft (40 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
|---|---|
| Shed Area | 120 sqft |
| Granary | 1,600 sqft |
| Pole Barn | 1,170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Street Address | 1427 COUNTY ROAD 46 |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | RPMKT |
| Legal Description | 40.00 A. NW4NE4 SECTION 16 TOWNSHIP 122 RANGE 027 SECTION 16 TOWNSHIP 122 RANGE 027 |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 16 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2069 |
| Census Tract | 11202 |
1427 Co Rd 46, a rural home, is owned and occupied by an individual who bought it in December 2015.
Source: Stearns County records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1427 COUNTY ROAD 46, CLEARWATER, MN 55320-1900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2015 · Amount on File |
| Deed Sale | Dec 3, 2015 · Amount on File |
| Prior Sale | Sep 27, 1991 · Amount on File |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1427 Co Rd 46 was $3,322.
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,322.00 | $598,900 (+8.69%) Land $257,900 Building $341,000 | $598,900 (+8.69%) Land $257,900 Building $341,000 |
| 2025 | $551,000 Land $225,200 Building $325,800 | $551,000 Land $225,200 Building $325,800 | |
| 2023 | $2,828.00 | $507,900 Land $207,900 Building $300,000 | $507,900 Land $207,900 Building $300,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1427 Co Rd 46 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1427 Co Rd 46 is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 63% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber · Cable in parts of the area | 5,000 / 5,000 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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