Stearns County property record for 1018 Co Rd 46, Clearwater, MN 55320
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,126 sqft · built 1968 |
| Lot Size | 20.1 acres (878,605 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,632 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-10314-0025 |
| Primary APN | 19-10314-0025 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,126 sqft Living Area |
| Gross Area | 1,457 sqft |
| 1st Floor Area | 1,104 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 878,605 sqft (20.1 acres) |
| Garage Area | 1,082 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 160 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1018 COUNTY ROAD 46 |
|---|---|
| City | CLEARWATER |
| State | MN |
| Zip | 55320-1900 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 2AIMP |
| Legal Description | 20.17A PART OF SW4SW4 BEG 563' E OF SW COR - N430' - E143.98' - N899.19' TO N LINE - E615.61' TO E LINE - S ON E LINE |
| Legal Range | 27W |
| Legal Township | 122 |
| Legal Section | 09 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LYNDEN |
| Census Block Group | 2 |
| Census Block | 2068 |
| Census Tract | 11202 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1018 COUNTY ROAD 46, CLEARWATER, MN 55320-1900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Lynden Township |
| Unified School District | Annandale Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,632.00 (+8.8%) | $355,500 (+10.92%) Land $207,300 Building $148,200 | $355,500 (+10.92%) Land $207,300 Building $148,200 |
| 2025 | $1,500.00 (+16.46%) Homeowner's exemption | $320,500 (+12.1%) Land $178,400 Building $142,100 | $320,500 (+12.1%) Land $178,400 Building $142,100 |
| 2023 | $1,288.00 | $285,900 Land $169,300 Building $116,600 | $285,900 Land $169,300 Building $116,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 76% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 5,000 / 5,000 |
5G (outdoors only) and 4G LTE
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