1427 7th Ct, Saint Charles, IL 60174 Property Records

Kane County property record for 1427 7th Ct, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,520 sqft · built 1971
Lot Size0.272 acres (11,827 sqft)
Owner2 Trust Names on File
Last Sale$325,000 (Jul 2014)
Tax Bill$9,290 (2025)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-33-479-012

Property Details

APN / Parcel Number

Primary APN09-33-479-012

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,520 sqft Living Area
1st Floor Area1,520 sqft
Basement Area1,344 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Architectural StyleSplit Level
Exterior MaterialCombination
Roof TypeHip
Roof MaterialAsphalt
Lot Area11,827 sqft (0.272 acres)
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1427 7TH CT
CitySAINT CHARLES
StateIL
Zip60174-3812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 129 WESTFIELD PARK SUB UNIT 1
Legal SubdivisionWESTFIELD PARK SUB
Legal Block3
Legal Lot Number129
Legal Unit1
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group3
Census Block3014
Census Tract852201

Owner

1427 7th Ct is owner-occupied and held in a trust since August 2024.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Trust Names on File
Mailing Address1427 7TH CT, SAINT CHARLES, IL 60174-3812
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2014 · Amount on File
Deed SaleJul 29, 2014 · Amount on File
Deed Document Number201436883
Last Transfer DateAug 14, 2024
Transfer Doc0000029423
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address1427 7TH CT, ST CHARLES, IL 60174-3812
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyATTORNEYS TTL GUARANTY FUND

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000081478
DateDec 29, 2020
Instrument2020K081478
Lender
NameCIBM BANK
TypeBank
AddressNAPERVILLE, IL 60563
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 1427 7th Ct was $9,290.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,290.00$148,467 (+8.53%) Land $38,396 Building $110,071$445,579 (+8.53%) Land $115,234 Building $330,345
2024$136,798 Land $35,378 Building $101,420$410,558 Land $106,176 Building $304,382
2022$8,325.00 (+4.4%) Homeowner's exemption$114,116 (+4.91%) Land $32,095 Building $82,021$342,348 (+4.91%) Land $96,285 Building $246,063
2021$7,974.00 Homeowner's exemption$108,775 Land $30,593 Building $78,182$326,325 Land $91,779 Building $234,546

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1427 7th Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1427 7th Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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