Kane County property record for 1409 7th Ct, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,948 sqft · built 1971 |
| Lot Size | 0.197 acres (8,598 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $202,000 (Sep 2000) |
| Tax Bill | $8,863 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-33-479-009 |
| Primary APN | 09-33-479-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Living Area |
| Basement Area | 864 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,598 sqft (0.197 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1409 7TH CT |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WESTFIELD PARK SUB. UNIT NO. 1 - LOT 126 |
| Legal Subdivision | WESTFIELD PARK SUB |
| Legal Block | 3 |
| Legal Lot Number | 126 |
| Legal Unit | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 852201 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 1409 7TH CT, SAINT CHARLES, IL 60174-3812 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| May 7, 2026 | Deed of Trust, Mortgage · Line of Credit U S BANK N A |
| Jun 21, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2000 · Amount on Record |
| Deed Sale | Sep 15, 2000 · Amount on Record |
| Deed Document Number | 200073817 |
| Last Transfer Date | Jun 16, 2022 |
| Transfer Doc | 0000032049 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 7, 2026 |
| Property Address | 1409 7TH CT, SAINT CHARLES, IL 60174-3812 |
| Document Number | 0000018895 |
| Instrument Date | Apr 17, 2026 |
| Instrument | 202618895 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 1409 7TH CT, SAINT CHARLES, IL 60174-3812 |
| Document Number | 0000018895, |
|---|---|
| Date | May 7, 2026 |
| Instrument | 202618895 |
| Name | U S BANK N A |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 2, 2056 |
| Rate | 6.22% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 21, 2022 |
| Property Address | 1409 7TH CT, SAINT CHARLES, IL 60174-3812 |
| Document Number | 0000032049 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 2022K032049 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1409 7TH CT, SAINT CHARLES, IL 60174-3812 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,863.00 (+3.09%) Homeowner's exemption | $134,382 (+8.53%) Land $38,396 Building $95,986 | $403,307 (+8.53%) Land $115,234 Building $288,073 |
| 2024 | $8,597.00 (+8.82%) | $123,820 (+19.23%) Land $35,378 Building $88,442 | $371,609 (+19.27%) Land $106,176 Building $265,432 |
| 2022 | $7,900.00 (+4.17%) Homeowner's exemption | $103,853 (+4.91%) Land $32,095 Building $71,758 | $311,559 (+4.91%) Land $96,285 Building $215,274 |
| 2021 | $7,584.00 Homeowner's exemption | $98,993 Land $30,593 Building $68,400 | $296,979 Land $91,779 Building $205,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 441 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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