14260 Spruce Forest Dr, Lowell, MI 49331 Property Records

Kent County property record for 14260 Spruce Forest Dr, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,400 sqft · built 1979
Lot Size	5.69 acres (247,856 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (May 2016)
Tax Bill	$3,678 (2025)
Deeds & Mortgages	Mar 2023 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-12-200-018`

Property Details

APN / Parcel Number

Primary APN	`41-20-12-200-018`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Ranch
Lot Area	247,856 sqft (5.69 acres)
Garage Area	1,104 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	14260 SPRUCE FOREST DR
City	LOWELL
State	MI
Zip	49331-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART NE 1/4 COM 702.82 FT S 89D 39M 40S W ALONG E&W 1/4 LINE FROM E 1/4 COR TH S 89D 39M 40S W 484.0 FT TH N 29D 23M 59S E
Legal Range	09W
Legal Township	06N
Legal Section	12
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1010
Census Tract	12002

Owner

14260 Spruce Forest Dr is owned and occupied by an individual who bought it in May 2016.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	14260 SPRUCE FOREST DR, LOWELL, MI 49331-9334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Mar 16, 2021	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Feb 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2016 · Amount on File
Deed Sale	May 17, 2016 · Amount on File
Prior Sale	Mar 10, 2000 · Amount on File
Deed Document Number	201640930
Prior Transfer Date	Nov 9, 2015
Prior Transfer Doc	0000102867
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	14260 SPRUCE FOREST DR, LOWELL, MI 49331-9334
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14260 SPRUCE FOREST DR, LOWELL, MI 49331-9334

Mortgage

Document Number	0000011280
Date	Mar 6, 2023
Instrument	20230306-0011280

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2038

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	14260 SPRUCE FOREST DR, LOWELL, MI 49331-9334
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000056013
Date	May 11, 2021
Instrument	20210511-0056013

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2041

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	14260 SPRUCE FOREST DR, LOWELL, MI 49331-9334
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030487
Date	Mar 16, 2021
Instrument	20210316-0030487

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	14260 SPRUCE FOREST DR, LOWELL, MI 49331-9334
Document Number	0000011747
Instrument Date	Feb 6, 2019
Transaction Type	Mortgage
Record Updated	Mar 11, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14260 SPRUCE FOREST DR LOWELL MI 493319334, LOWELL, MI 49331-9334

Mortgage

Document Number	0000011747
Date	Feb 22, 2019
Instrument	11747

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 14260 Spruce Forest Dr was $3,678.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,700 (+6.04%)	$333,400 (+6.04%)
2025	$3,678.00 Homeowner's exemption	$157,200	$314,400
2023		$120,400	$240,800
2021	$3,040.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14260 Spruce Forest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14260 Spruce Forest Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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