14100 Spruce Forest Dr, Lowell, MI 49331 Property Records

Kent County property record for 14100 Spruce Forest Dr, Lowell, MI 49331

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,288 sqft · built 1984
Lot Size	10 acres (437,342 sqft)
Owner	2 Company Names on Record
Last Sale	$228,000 (Jul 2012)
Tax Bill	$4,734 (2025)
Deeds & Mortgages	Aug 2026 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-20-12-200-029`

Property Details

APN / Parcel Number

Primary APN	`41-20-12-200-029`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	5 Stories
Building Area	2,288 sqft Living Area
1st Floor Area	1,456 sqft
Basement Area	1,456 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	437,342 sqft (10 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	14100 SPRUCE FOREST DR
City	LOWELL
State	MI
Zip	49331-9371
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PART S 1/2 NE 1/4 COM 1683.60 FT S 89D 39M 40S W ALONG E&W 1/4 LINE FROM E 1/4 COR TH N 0D 00M 678.99 FT TH WLY 69.68 FT ON A
Legal Range	09W
Legal Township	06N
Legal Section	12
Jurisdiction	KENT MI
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1010
Census Tract	12002

Owner

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	14100 SPRUCE FOREST DR, LOWELL, MI 49331-9371
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 3, 2020	Deed of Trust, Mortgage · Line of Credit LAKE TR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2012 · Amount on Record
Deed Sale	Jul 26, 2012 · Amount on Record
Deed Document Number	201268990
Last Transfer Date	Jul 17, 2026
Transfer Doc	0000057784
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KENT MI
Recording Date	Aug 25, 2026
Property Address	14100 SPRUCE FOREST DR, LOWELL, MI 49331-9371
Document Number	0000057784
Instrument Date	Jul 17, 2026
Instrument	202657784
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	14100 SPRUCE FOREST DR, LOWELL, MI 49331-9371

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	14100 SPRUCE FOREST DR, LOWELL, MI 49331-9371
Transaction Type	Mortgage
Record Updated	Nov 22, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14100 SPRUCE FOREST DR, LOWELL, MI 49331-9371

Mortgage

Document Number	0000113366
Date	Oct 18, 2021
Instrument	20211018-0113366

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2036

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	14100 SPRUCE FOREST DR, LOWELL, MI 49331-9371
Document Number	0000011952
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Apr 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	14100 SPRUCE FOREST DR LOWELL MI 493319371, LOWELL, MI 49331-9371

Mortgage

Document Number	0000011952
Date	Feb 11, 2020
Instrument	11952

Lender

Name	LAKE TR CU
Type	Funding / Finance Company
Address	BRIGHTON, MI 48114

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 10, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
County Subdivision	Lowell Charter Township
Unified School District	Lowell Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,000 (+6.86%)	$520,000 (+6.86%)
2025	$4,734.00 (+21.01%) Homeowner's exemption	$243,300 (+33.83%)	$486,600 (+33.83%)
2023		$181,800	$363,600
2021	$3,912.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber · Fixed Wireless in parts of the area	1,000 / 1,000

May also be available: Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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