St. Louis County property record for 1426 105th Ave W, Duluth, MN 55808
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,200 sqft · built 1980 |
| Lot Size | 0.137 acres (6,007 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,004 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Mar 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1800-04190 |
| Primary APN | 010-1800-04190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Gross Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 6,007 sqft (0.137 acres) |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Patio |
| Porch Area | 195 sqft |
| Deck Area | 40 sqft |
| Storage Building | 192 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 779713 |
|---|---|
| Street Address | 1426 105TH AVE W |
| City | DULUTH |
| State | MN |
| Zip | 55808-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 12 AND 13 SERIAL # |
| Legal Subdivision | GARY FIRST DIVISION |
| Legal Block | 19 |
| Legal Lot Number | 12-13 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 3800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1426 105TH AVE W, DULUTH, MN 55808-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2022 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| Mar 28, 2022 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| Nov 17, 2017 | Deed of Trust, Mortgage · Line of Credit HARBOR PT CU |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 28, 2005 |
| Transfer Doc | 0000796103 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1426 105TH AVE W, DULUTH, MN 55808-1633 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1426 105TH AVE W, DULUTH, MN 55808-1633 |
| Document Number | 0001054909 |
|---|---|
| Date | Mar 29, 2022 |
| Instrument | 1054909 |
| Name | HARBOR POINTE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 25, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1426 105TH AVE W, DULUTH, MN 55808-1633 |
| Transaction Type | Mortgage |
| Record Updated | Apr 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1426 105TH AVE W, DULUTH, MN 55808-1633 |
| Document Number | 0001054890 |
|---|---|
| Date | Mar 28, 2022 |
| Instrument | 1054890 |
| Name | HARBOR POINTE CU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 133 Months |
| Due | Apr 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1426 105TH AVE W, DULUTH, MN 55808-1633 |
| Document Number | 000T992485 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2017 |
| Name | Verified Name |
|---|---|
| Address | 1426 105TH AVE W DULUTH MN 558081633, DULUTH, MN 55808-1633 |
| Document Number | 000T992485 |
|---|---|
| Date | Nov 22, 2017 |
| Instrument | T992485 |
| Name | HARBOR PT CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 21, 2027 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,004.00 (+15.1%) Homeowner's exemption | ||
| 2025 | $2,610.00 (-4.61%) Homeowner's exemption | $237,700 (+11.28%) Land $13,800 Building $223,900 | $237,700 (+11.28%) Land $13,800 Building $223,900 |
| 2024 | $2,736.00 | $213,600 (+14.9%) Land $13,600 Building $200,000 | $213,600 (+14.9%) Land $13,600 Building $200,000 |
| 2022 | $185,900 Land $16,800 Building $169,100 | $185,900 Land $16,800 Building $169,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2012–2014) |
| Most Recent Claim | Apr 2014 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
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