1410 105th Ave W, Duluth, MN 55808 Property Records

St. Louis County property record for 1410 105th Ave W, Duluth, MN 55808

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 946 sqft · built 1923
Lot Size0.069 acres (3,004 sqft)
OwnerIndividual Name on Record
Last Sale$219,900 (Jun 2026)
Tax Bill$1,922 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Oct 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN010-1800-04120

Property Details

APN / Parcel Number

Primary APN010-1800-04120
Alternative APN
  • 997510

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area946 sqft Gross Area
1st Floor Area946 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1975
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Lot Area3,004 sqft (0.069 acres)
Garage Area576 sqft
Pool TypeSpa / Hot Tub (No Pool)
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number997510
Street Address1410 105TH AVE W
CityDULUTH
StateMN
Zip55808-1633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0005 BLOCK:019 SERIAL #
Legal SubdivisionGARY FIRST DIV DULUTH
Legal Block19
Legal Lot Number5
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1008
Census Tract3800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1410 105TH AVE W, DULUTH, MN 55808-1633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Warranty Deed, Transfer · Conventional Mortgage
NORTH SHORE BANK OF COMMERCE
Oct 19, 2022Deed of Trust, Mortgage · Line of Credit
HARBOR POINTE CU
Oct 6, 2017Deed of Trust, Mortgage · Line of Credit
HARBOR PT CU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 11, 2026 · Amount on Record
Deed SaleJun 11, 2026 · Amount on Record
Prior SaleOct 21, 2015 · Amount on Record
Deed Document Number20261102398
Prior Transfer DateJul 13, 2009
Prior Transfer Doc0000872417
Record UpdatedSep 20, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateJun 11, 2026
Property Address1410 105TH AVE W, DULUTH, MN 55808-1633
Document Number0001102398
Instrument DateJun 1, 2026
Instrument20261102398
Transaction TypeTransfer
Record UpdatedJun 26, 2026
Title CompanyTITLE STREAM, TITLE TEAM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$73,292.67
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1410 105TH AVE W, DULUTH, MN 55808-1633

Mortgage

Document Number0001102399,
DateJun 11, 2026
Instrument20261102399
Lender
NameNORTH SHORE BANK OF COMMERCE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1410 105TH AVE W, DULUTH, MN 55808-1633
Transaction TypeMortgage
Record UpdatedNov 24, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1410 105TH AVE W, DULUTH, MN 55808-1633

Mortgage

Document Number0001062609
DateOct 19, 2022
Instrument1062609
Lender
NameHARBOR POINTE CU
TypeCredit Union
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 25, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address1410 105TH AVE W, DULUTH, MN 55808-1633
Document Number000T990839
Instrument DateOct 6, 2017
Transaction TypeMortgage
Record UpdatedOct 26, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address1410 105TH AVE W DULUTH MN 558081633, DULUTH, MN 55808-1633

Mortgage

Document Number000T990839
DateOct 12, 2017
InstrumentT990839
Lender
NameHARBOR PT CU
AddressDULUTH, MN 55802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 11, 2032
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,922.00 (+16.63%) Homeowner's exemption
2025$1,648.00 (-6.68%) Homeowner's exemption$165,600 (+11.52%) Land $7,100 Building $158,500$165,600 (+11.52%) Land $7,100 Building $158,500
2024$1,766.00$148,500 (+12.84%) Land $7,000 Building $141,500$148,500 (+12.84%) Land $7,000 Building $141,500
2022$131,600 Land $8,600 Building $123,000$131,600 Land $8,600 Building $123,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2012–2014)
Most Recent ClaimApr 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20
Airfiber
Fixed Wireless
100 / 20

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