1425 Spruce Ave, Chico, CA 95926 Property Records

Butte County property record for 1425 Spruce Ave, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,158 sqft · built 1947
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,360 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Sep 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-441-007-000`

Property Details

APN / Parcel Number

Primary APN	`003-441-007-000`
Alternative APN	`003-441-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Building Area	1,158 sqft Living Area

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Conventional
Construction Type	Wood
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	003-441-007
Street Address	1425 SPRUCE AVE
City	CHICO
State	CA
Zip	95926-3479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1425 SPRUCE AVE
Legal Subdivision	CHICO VECINO
Legal Block	33
Legal Lot Number	2
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2006
Census Tract	700

Owner

Source: Butte County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1425 SPRUCE AVE, CHICO, CA 95926-3479
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2024	Deed of Trust, Mortgage · FHA Mortgage LOW VA RATES LLC
Sep 15, 2022	Intrafamily Transfer, Transfer
Oct 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 9, 2022
Transfer Doc	0000030971
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1425 SPRUCE AVE, CHICO, CA 95926-3479
Transaction Type	Mortgage
Record Updated	Jan 31, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 SPRUCE AVE, CHICO, CA 95926-3479

Mortgage

Document Number	0000000468
Date	Jan 9, 2024
Instrument	2024-0000468

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	KANSAS CITY, MO 64114

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Sep 15, 2022
Property Address	1425 SPRUCE AVE, CHICO, CA 95926-3479
Document Number	0000030971
Map Reference	MB 5 PG 16
Instrument Date	Sep 9, 2022
Instrument	2022-0030971
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 SPRUCE AVE, CHICO, CA 95926-3479

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUTTE CA
Recording Date	Oct 2, 2020
Property Address	1425 SPRUCE AVE, CHICO, CA 95926-3479
Document Number	0000041179
Map Reference	MB 5 PG 16
Instrument Date	Dec 5, 2019
Instrument	2020-0041179
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	AVENUE 365 LENDER SVCS LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1425 SPRUCE AVE, CHICO, CA 95926-3479

Mortgage

Document Number	0000041180
Date	Oct 2, 2020
Instrument	2020-0041180

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

Source: Butte County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$125,368 (+2%) Land $47,777 Building $77,591
2025	$1,360.00 (+7.59%) Homeowner's exemption	$122,911 (+4.04%) Land $46,841 Building $76,070
2024	$1,264.00 (+1.28%)		$354,870
2023	$1,248.00 (+1.88%) Homeowner's exemption	$118,140 Land $45,023 Building $73,117
2022	$1,225.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000

May also be available: DigitalPath, GeoLinks, unWired Broadband, Verizon.

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