1417 Spruce Ave, Chico, CA 95926 Property Records

Butte County property record for 1417 Spruce Ave, Chico, CA 95926

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,161 sqft · built 1989
Lot Size	0.119 acres (5,227 sqft)
Owner	Owner Name on Record
Tax Bill	$1,439 (2025)
Deeds & Mortgages	Mar 2021 Reverse Mortgage May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`003-441-021-000`

Property Details

APN / Parcel Number

Primary APN	`003-441-021-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,161 sqft Living Area

Exterior

Year Built	Built 1989
Architectural Style	Modern
Construction Type	Wood
Lot Area	5,227 sqft (0.119 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Street Address	1417 SPRUCE AVE
City	CHICO
State	CA
Zip	95926-3479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	1417 SPRUCE AVE
Legal Subdivision	CHICO VECINO
Legal Block	33
Legal Lot Number	2
Jurisdiction	BUTTE CA
Township / Civil Division	CHICO
Census Block Group	2
Census Block	2006
Census Tract	700

Owner

Source: Butte County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	1417 SPRUCE AVE, CHICO, CA 95926-3479
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · Reverse Mortgage FINANCE OF AMERICA MORTGAGE LLC
May 31, 2018	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Oct 25, 2012
Last Transfer Date	Feb 24, 2014
Transfer Doc	0000005612
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1417 SPRUCE AVE, CHICO, CA 95926-3479
Transaction Type	Mortgage
Record Updated	Apr 1, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1417 SPRUCE AVE, CHICO, CA 95926-3479

Mortgage

Document Number	0000011363
Date	Mar 10, 2021
Instrument	2021-0011363

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	YUBA CITY, CA 95991

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	926 Months
Due	May 9, 2098

Interest

Rate Type	Adjustable Rate
Rate	2.57%
Type Change Date	Apr 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUTTE CA
Property Address	1417 SPRUCE AVE, CHICO, CA 95926-3479
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018413
Date	May 31, 2018
Instrument	2018-0018413

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Mar 28, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Butte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Butte County
Municipality	Chico City
Unified School District	Chico Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,439.00 (+8.85%) Homeowner's exemption	$129,839 (+4.04%) Land $30,507 Building $99,332
2023	$1,322.00 (+1.85%) Homeowner's exemption	$124,799 Land $29,323 Building $95,476
2022	$1,298.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL-WATER SERVICE CO.-CHICO private · serves 110,473 people · EPA ID CA0410002
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Race Communications Fiber	1,000 / 1,000
DigitalPath Fixed Wireless	400 / 20
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, unWired Broadband.

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