1425 Philmar Ln, Vista, CA 92083 Property Records

San Diego County property record for 1425 Philmar Ln, Vista, CA 92083

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 912 sqft · built 1945
Lot Size	0.257 acres (11,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$730,000 (Oct 2021)
Tax Bill	$9,432 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Oct 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`183-280-64-00`

Property Details

APN / Parcel Number

Primary APN	`183-280-64-00`
Alternative APN	`1832804000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	912 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Lot Area	11,200 sqft (0.257 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	1832804000
Street Address	1425 PHILMAR LN
City	VISTA
State	CA
Zip	92083-7123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 10 DOC82860REC72 IN TR 001944
Legal Subdivision	ORLEAVO HEIGHTS
Legal Tract	001944
Legal Block	3
Legal Lot Number	10
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	19702

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1425 PHILMAR LN, VISTA, CA 92083-7123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2021	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 5, 2021	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Sep 22, 2017	Deed of Trust, Mortgage · Conventional Mortgage BOFI FEDERAL BANK
Jan 19, 2017	Deed of Trust, Mortgage · Conventional Mortgage PACIFIC MARINE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Prior Sale	Mar 24, 2010 · Amount on Record
Deed Document Number	2021697294
Prior Transfer Date	Sep 26, 2021
Prior Transfer Doc	0000697293
Record Updated	Oct 29, 2026

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2021
Property Address	1425 PHILMAR LN, VISTA, CA 92083-7123
Document Number	0000697294
Map Reference	MAP 1944
Instrument Date	Oct 4, 2021
Instrument	2021-0697294
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1425 PHILMAR LN, VISTA, CA 92083-7123

Mortgage

Document Number	0000697295
Date	Oct 5, 2021
Instrument	2021-0697295

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 5, 2021
Property Address	1425 PHILMAR LN, VISTA, CA 92083-7123
Document Number	0000697293
Map Reference	MAP 1944
Instrument Date	Sep 26, 2021
Instrument	2021-0697293
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 PHILMAR LN, VISTA, CA 92083-7123

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1425 PHILMAR LN, VISTA, CA 92083-7123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051236
Date	Jan 31, 2020
Instrument	2020-0051236

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1425 PHILMAR LN, VISTA, CA 92083-7123
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000435534
Date	Sep 22, 2017
Instrument	2017-0435534

Lender

Name	BOFI FEDERAL BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1425 PHILMAR LN, VISTA, CA 92083-7123
Document Number	0000039775
Instrument Date	Jan 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 31, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 PHILMAR LN VISTA CA 920837123, VISTA, CA 92083-7123

Mortgage

Document Number	0000039775
Date	Jan 25, 2017
Instrument	39775

Lender

Name	PACIFIC MARINE CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 24, 2032

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$790,174 (+2%) Land $681,932 Building $108,242
2025	$9,432.00 (+7.98%) Homeowner's exemption	$774,681 (+4.04%) Land $668,561 Building $106,120
2023	$8,735.00 (-0.64%) Homeowner's exemption	$744,600 Land $642,600 Building $102,000
2022	$8,791.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Spectrum, Verizon.

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