1425 Milam Ln, Hernando, MS 38632 Property Records

DeSoto County property record for 1425 Milam Ln, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,548 sqft · built 1994
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Last Sale	$187,500 (Aug 2016)
Tax Bill	$2,159 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Mar 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-3-08-03-0-00021-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-3-08-03-0-00021-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,548 sqft Adjusted Area
1st Floor Area	1,663 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	43,996 sqft (1.01 acres)
Patio Area	324 sqft

Location & Zoning

Street Address	1425 MILAM LN
City	HERNANDO
State	MS
Zip	38632-7715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	MILAM COUNTRY II S-D LOT 21
Legal Range	007
Legal Township	03S
Legal Section	08
Legal Subdivision	MILAM COUNTRY II S-D
Legal Lot Number	21
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3013
Census Tract	71001

Owner

Source: DeSoto County records · APN 3-07-3-08-03-0-00021-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1425 MILAM LN, HERNANDO, MS 38632-7715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2023	Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA
Mar 24, 2017	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Mar 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2016 · Amount on Record
Deed Sale	Aug 01, 2016 · Amount on Record
Deed Book / Page	798 / 577
Prior Transfer Date	Jul 27, 2016
Prior Transfer Doc	000798/577
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1425 MILAM LN, HERNANDO, MS 38632-7715
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 MILAM LN, HERNANDO, MS 38632-7715

Mortgage

Document Number	5660/95188
Date	Oct 12, 2023
Book Page	5660/95188

Lender

Name	CADENCE BANK NA
Type	Bank
Address	HERNANDO, MS 38632

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 26, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1425 MILAM LN, HERNANDO, MS 38632-7715
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004322/589
Date	Mar 24, 2017
Book Page	4322/589

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Mar 26, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1425 MILAM LN, HERNANDO, MS 38632-7715
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 MILAM LN, HERNANDO, MS 38632-7715

Mortgage

Document Number	005484/747
Date	Mar 11, 2022
Book Page	5484/747

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2052

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Hernando City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,159.00 (+18.95%)	$21,029 (+38.58%) Land $2,000 Building $19,029	$210,287 (+38.58%) Land $20,000 Building $190,287
2023	$1,815.00	$15,175	$151,749 Land $20,000 Building $131,749

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

Based on FCC filings for 86 locations within half a mile of this property.

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