DeSoto County property record for 1315 Milam Ln, Hernando, MS 38632 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,452 sqft · built 1996 |
| Lot Size | 1.07 acres (46,609 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,310 (2025) |
| Deeds & Mortgages | Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-3-08-03-0-00017-00 |
| Primary APN | 3-07-3-08-03-0-00017-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,452 sqft Adjusted Area |
| 1st Floor Area | 2,559 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 46,609 sqft (1.07 acres) |
| Street Address | 1315 MILAM LN |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-7709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MILAM COUNTRY II S-D LOT 17 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 08 |
| Legal Subdivision | MILAM COUNTRY II S-D |
| Legal Lot Number | 17 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-3-08-03-0-00017-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1315 MILAM LN, HERNANDO, MS 38632-7709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 22, 2024 |
| Transfer Doc | 1024/21503 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1315 MILAM LN, HERNANDO, MS 38632-7709 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Title Company | ATI |
| Name | Verified Name |
|---|
| Document Number | 004662/388 |
|---|---|
| Date | Jan 07, 2019 |
| Book Page | 4662/388 |
| Name | FIRST TENNESSEE BANK NA |
|---|---|
| Type | Bank |
| Address | MEMPHIS, TN 38118 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,310.00 (-15.92%) | $18,664 (-) Land $2,000 Building $16,664 | $186,643 (-) Land $20,000 Building $166,643 |
| 2023 | $1,558.00 | $18,664 | $186,643 Land $20,000 Building $166,643 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330710013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 56% of the US · above 69% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 862 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 86 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Telapex | Fiber | 8,000 / 8,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G (outdoors only) and 4G LTE
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