1425 Finis Rd, Graham, TX 76450 Property Records

Young County property record for 1425 Finis Rd, Graham, TX 76450

Property Summary

Property Type	Rural Home
Details	3,180 sqft · built 2023
Lot Size	12 acres (522,720 sqft)
Owner	2 Individual Names on File
Tax Bill	$12,320 (2026)
Deeds & Mortgages	Nov 2025 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01455-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`01455-0000-00002`
Alternative APN	`58214`

Interior

Building Area	3,180 sqft Living Area
Gross Area	6,877 sqft
1st Floor Area	3,180 sqft

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Lot Area	522,720 sqft (12 acres)
Garage Type	Attached
Garage Area	1,360 sqft

Location & Zoning

Street Address	1425 FINIS RD
City	GRAHAM
State	TX
Zip	76450-7082
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	95 C HARMON - A-1455
Jurisdiction	YOUNG TX
Township / Civil Division	GRAHAM
Census Block Group	2
Census Block	2018
Census Tract	950401

Owner

1425 Finis Rd, a rural home, is owned and occupied by two individuals.

Source: Young County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1425 FINIS RD, GRAHAM, TX 76450-7082
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 12, 2023	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Mar 1, 2024	Special Warranty Deed, Transfer
Mar 1, 2024	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOUNG TX
Property Address	1425 FINIS RD, GRAHAM, TX 76450-7082
Transaction Type	Mortgage
Record Updated	Dec 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 FINIS RD, GRAHAM, TX 76450-7082

Mortgage

Document Number	0025003276
Date	Nov 24, 2025
Instrument	25003276

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YOUNG TX
Property Address	1425 FINIS RD, GRAHAM, TX 76450-7082
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	MCKNIGHT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 FINIS RD, GRAHAM, TX 76450-7082

Mortgage

Document Number	0023003585
Date	Dec 12, 2023
Instrument	23003585

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YOUNG TX
Recording Date	Mar 1, 2024
Property Address	1425 FINIS RD, GRAHAM, TX 76450-7082
Document Number	0024000608
Map Reference	VOL 1 PG 255
Instrument Date	Feb 28, 2024
Instrument	24000608
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 FINIS RD, GRAHAM, TX 76450-7082

March 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YOUNG TX
Recording Date	Mar 1, 2024
Property Address	1425 FINIS RD, GRAHAM, TX 76450-7082
Document Number	0024000608
Map Reference	VOL 1 PG 255
Instrument Date	Feb 28, 2024
Instrument	24000608
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2600 DALLAS PKWY STE 101, 101, FRISCO, TX 75034-8984

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 FINIS RD, GRAHAM, TX 76450-7082

Tax Assessment & Valuation

The 2026 property tax bill for 1425 Finis Rd was $12,320 with a homeowner's exemption, up 24.9% from the year before.

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Young County
Unified School District	Graham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,320.00 (+24.91%) Homeowner's exemption	$651,673 (-12.24%)	$833,420 (+12.23%) Land $162,000 Building $671,420
2025	$9,863.00 Homeowner's exemption Additional exemption filed	$742,570 Land $162,000 Building $580,570	$742,570 Land $162,000 Building $580,570
2023		$405,110	$503,450 Land $108,000 Building $395,450
2022	$15.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1425 Finis Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1425 Finis Rd is high, ranking above 88% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 85% of Texas
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT BELKNAP WSC serves 8,070 people · EPA ID TX2520007
Water Source	Purchased surface water from CITY OF GRAHAM
Last State Inspection	Apr 2025
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
New Source Broadband Fixed Wireless	100 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Finis Rd

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