Young County property record for 1297 Finis Rd, Graham, TX 76450
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,554 sqft · built 1970 |
| Lot Size | 14 acres (611,147 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $112,000 (Nov 2018) |
| Tax Bill | $3,022 (2026) |
| Deeds & Mortgages | Nov 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01607-0200-0000 |
| Primary APN | 01607-0200-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,554 sqft Living Area |
| Gross Area | 9,189 sqft |
| 1st Floor Area | 1,650 sqft |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 611,147 sqft (14 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 228 sqft |
| Patio Area | 320 sqft |
| Heating System | Central |
|---|
| Street Address | 1297 FINIS RD |
|---|---|
| City | GRAHAM |
| State | TX |
| Zip | 76450-6537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | J HARMON - A-1607 - IMP MH PID 790831 |
| Legal Subdivision | THE J HARMON SURVEY ABSTRACT NO 1607 |
| Legal Block | 200 |
| Jurisdiction | YOUNG TX |
| Township / Civil Division | GRAHAM |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 950401 |
Source: Young County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1492, GRAHAM, TX 76450-7492 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2018 · Amount on Record |
| Deed Sale | Nov 30, 2018 · Amount on Record |
| Prior Sale | Jun 18, 2014 · Amount on Record |
| Deed Document Number | 20183529 |
| Prior Transfer Date | Jun 5, 2014 |
| Prior Transfer Doc | 1170/494 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YOUNG TX |
| Recording Date | Nov 30, 2018 |
| Property Address | 1297 FINIS RD, GRAHAM, TX 76450-6537 |
| Document Number | 18003529 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 18003529 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Title Company | GUARANTY ABSTRACT COMPANY, GUARANTY ABSTRACT CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1492, GRAHAM, TX 76450-7492 |
| Document Number | 18003531 |
|---|---|
| Date | Nov 30, 2018 |
| Instrument | 18003531 |
| Name | GRAHAM SAVINGS AND LOAN SSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2033 |
Source: Young County assessment roll, as of January 15, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Young County |
| Unified School District | Graham Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,022.00 (+12.76%) Homeowner's exemption | $159,850 (-50.05%) | $334,940 (+4.67%) Land $189,410 Building $145,530 |
| 2025 | $2,680.00 (-1.62%) Homeowner's exemption Additional exemption filed | $319,990 (+100.17%) Land $189,410 Building $130,580 | $319,990 (+14.24%) Land $189,410 Building $130,580 |
| 2023 | $159,860 | $280,110 Land $128,070 Building $152,040 | |
| 2022 | $2,724.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 88% of the US · above 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FORT BELKNAP WSC serves 8,070 people · EPA ID TX2520007 |
|---|---|
| Water Source | Purchased surface water from CITY OF GRAHAM |
| Last State Inspection | Apr 2025 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| New Source Broadband Fixed Wireless | 100 / 50 |
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