1425 E Central Ave, Mayo, MD 21106 Property Records

Anne Arundel County property record for 1425 E Central Ave, Mayo, MD 21106 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,108 sqft · built 1965
Lot Size	0.797 acres (34,717 sqft)
Owner	2 Individual Names on File
Last Sale	$815,000 (Nov 2018)
Tax Bill	$7,922 (2024)
Deeds & Mortgages	Aug 2019 Mortgage Feb 2020 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`01-000-01078910`

Property Details

APN / Parcel Number

Primary APN	`01-000-01078910`
Alternative APNs	`1-000-01078910` `00001078910`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,108 sqft Living Area
1st Floor Area	1,908 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	34,717 sqft (0.797 acres)
View / Lot	Waterfront
Garage Type	Carport
Garage Area	170 sqft
Carport	Carport
Carport Area	170 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	255 sqft
Deck Area	347 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Sewer	Municipal

Location & Zoning

Account Number	00001078910
Street Address	1425 E CENTRAL AVE
City	MAYO
State	MD
Zip	21106
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.7965 AC CADLE CREEK MAYO
Legal Subdivision	CADLE CREEK MAYO
Legal Block	2
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	2
Census Block	2002
Census Tract	701201

Owner

Source: Anne Arundel County records · APN 01-000-01078910

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1425 E CENTTAL AVE, MAYO, MD 21106
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 07, 2019	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Feb 19, 2020	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Feb 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Aug 22, 2019	Loan Modification, Mortgage AMERIS BK
Nov 28, 2018	Grant Deed, Transfer FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TITLE SVCS/ANNAPOLIS
Oct 30, 2017	Trustee's Deed, Construction Loan · Construction Mortgage APPLEWOOD HLDGS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 28, 2018 · Amount on Record
Deed Sale	Nov 28, 2018 · Amount on Record
Prior Sale	Aug 04, 2015 · Amount on Record
Deed Book / Page	32691 / 391
Prior Transfer Date	Nov 13, 2012
Prior Transfer Doc	0256170447
Record Updated	Jun 08, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1425 CENTRAL AVE E, EDGEWATER, MD 21037-4544
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	FREESTATE TTL SVCS OF ANNAPO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0334340230
Date	Aug 07, 2019
Book Page	33434/230

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1425 CENTRAL AVE E, EDGEWATER, MD 21037-4544
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0342120244
Date	Feb 19, 2020
Book Page	34212/244

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	EDGEWATER, MD 21037

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	264 Months
Due	Feb 07, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1425 CENTRAL AVE E, EDGEWATER, MD 21037-4544
Transaction Type	Mortgage
Record Updated	May 02, 2022
Title Company	FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TTL SVCS OF ANNAPO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 CENTRAL AVE E, EDGEWATER, MD 21037-4544

Mortgage

Document Number	0361520160
Date	Feb 16, 2021
Book Page	36152/160

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ANNE ARUNDEL MD
Property Address	1425 CENTRAL AVE E, EDGEWATER, MD 21037-4544
Document Number	0335110027
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 27, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1425 E CENTRAL AVE MAYO MD 21106, MAYO, MD 21106

Mortgage

Document Number	0335110027
Date	Aug 28, 2019
Book Page	033511/000027

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Interest

Rate Type	Fixed Rate
Rate	3.87%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 28, 2018
Property Address	1425 CENTRAL AVE E, EDGEWATER, MD 21037-4544
Document Number	0326910391
Book / Page	032691 / 000391
Instrument Date	Nov 16, 2018
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	FREESTATE TITLE SERVICES/ANNAPOLIS, FREESTATE TITLE SVCS/ANNAPOLIS

Transaction

Amount	Amount Recorded
Tax	$815.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1425 E CENTRAL AVE MAYO MD 21106, MAYO, MD 21106

October 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 30, 2017
Property Address	1425 CENTRAL AVE E, EDGEWATER, MD 21037-4544
Document Number	0315080247
Book / Page	031508 / 000247
Instrument Date	Oct 18, 2017
Transaction Type	Construction Loan
Record Updated	Nov 29, 2017
Title Company	PENINSULA SETTLEMENTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6424 5TH AVE TAKOMA PARK MD 209124706, TAKOMA PARK, MD 20912-4706

Mortgage

Document Number	315080247
Date	Oct 30, 2017
Book Page	031508/000247

Lender

Name	APPLEWOOD HLDGS
Address	BETHESDA, MD 20817

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 29, 2018

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$898,533 (+16.57%)	$962,400 (+24.86%) Land $551,900 Building $410,500
2024	$7,922.00 (+1%)
2023	$7,202.00 Homeowner's exemption	$770,800 Land $461,900 Building $308,900	$770,800 Land $461,900 Building $308,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037012012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 69 individual NFIP policies nearby
Nearby Flood Policies	69 in force
Nearby Flood Claims	3 (2003–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2025

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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