Anne Arundel County property record for 1321 E Central Ave, Mayo, MD 21106
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,474 sqft · built 1935 |
| Lot Size | 1.42 acres (62,073 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $770,000 (Oct 2020) |
| Tax Bill | $11,342 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Oct 2020 Sale & Construction Loan + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-000-00865300 |
| Primary APN | 01-000-00865300 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,936 sqft Living Area |
| 1st Floor Area | 1,852 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 62,073 sqft |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 340 sqft |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Heating System | Baseboard |
|---|---|
| Sewer | Municipal |
| Account Number | 00000865300 |
|---|---|
| Street Address | 1321 E CENTRAL AVE |
| City | MAYO |
| State | MD |
| Zip | 21106 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 1.425 ACRE CADLE CREEK |
| Legal Subdivision | CADLE CREEK |
| Legal Block | 2 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 701201 |
Source: Anne Arundel County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1321 E CENTRAL AVE, MAYO, MD 21106 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage M & T BANK |
| Oct 15, 2020 | Deed, Construction Loan · Construction Mortgage M & T BANK |
| Jun 28, 2017 | Deed of Trust, Mortgage OLD LINE BK |
| May 30, 2017 | Quit Claim Deed, Transfer MARYLAND TITLE COMPANY, MARYLAND TITLE CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 15, 2020 · Amount on Record |
| Deed Sale | Oct 15, 2020 · Amount on Record |
| Deed Book / Page | 35411 / 385 |
| Prior Transfer Date | May 15, 2017 |
| Prior Transfer Doc | 0030980469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1321 E CENTRAL AVE, MAYO, MD 21106 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | UNIVERSAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1321 MAYO RD, EDGEWATER, MD 21037-4633 |
| Document Number | 0388350095 |
|---|---|
| Date | Jun 15, 2022 |
| Book Page | 38835/95 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Oct 15, 2020 |
| Property Address | 1321 E CENTRAL AVE, MAYO, MD 21106 |
| Document Number | 0354110385 |
| Book / Page | 35411 / 385 |
| Instrument Date | Aug 31, 2020 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 10, 2022 |
| Title Company | UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,625.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1321 MAYO RD, EDGEWATER, MD 21037-4633 |
| Document Number | 0035411394 |
|---|---|
| Date | Oct 15, 2020 |
| Instrument | 35411/394 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 368 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 1321 E CENTRAL AVE, MAYO, MD 21106 |
| Document Number | 0312540300 |
| Instrument Date | Jun 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2018 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 1319 E CENTRAL AVE MAYO MD 21106, MAYO, MD 21106 |
| Document Number | 0312540300 |
|---|---|
| Date | Aug 15, 2017 |
| Book Page | 031254/000300 |
| Name | OLD LINE BK |
|---|---|
| Type | Bank |
| Address | BOWIE, MD 20716 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 14, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 30, 2017 |
| Property Address | 1321 E CENTRAL AVE, MAYO, MD 21106 |
| Document Number | 0309800469 |
| Book / Page | 030980 / 000469 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2017 |
| Title Company | MARYLAND TITLE COMPANY, MARYLAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 1319 E CENTRAL AVE MAYO MD 21106, MAYO, MD 21106 |
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,043,000 (+31.31%) Land $714,400 Building $328,600 | $1,043,000 (+31.31%) Land $714,400 Building $328,600 | |
| 2025 | $11,342.00 (+30.77%) | ||
| 2023 | $8,673.00 | $794,300 Land $614,400 Building $179,900 | $794,300 Land $614,400 Building $179,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 69 policies |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 3 (2003–2025) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2025 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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