1425 Deborah Cir, Shelby, NC 28150 Property Records

Cleveland County property record for 1425 Deborah Cir, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,146 sqft · built 1962
Lot Size	0.5 acres (21,930 sqft)
Owner	2 Individual Names on Record
Last Sale	$105,000 (Jan 2017)
Tax Bill	$1,705 (2026)
Deeds & Mortgages	Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26055`

Property Details

APN / Parcel Number

Primary APN	`26055`
Alternative APN	`1314846`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,146 sqft Finished Area
Basement Area	1,146 sqft
Finished Basement	846 sqft
Unfinished Basement	300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1995
Exterior Material	Brick
Foundation Type	Footing
Lot Area	21,930 sqft (0.5 acres)
Lot Dimensions	175 ft deep x 38 ft wide
Garage Type	Carport
Garage Area	204 sqft
Carport	Carport
Carport Area	204 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	56 sqft
Deck Area	240 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1314846
Street Address	1425 DEBORAH CIR
City	SHELBY
State	NC
Zip	28150-6115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	#18,19&PT17BLKCPB8-43 MORRISON HGHTS
Legal Subdivision	MORRISON
Legal Block	3
Legal Lot Number	9
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1000
Census Tract	950702

Owner

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1425 DEBORAH CIR, SHELBY, NC 28150-6115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 17, 2017 · Amount on Record
Deed Sale	Jan 17, 2017 · Amount on Record
Deed Document Number	2017502
Deed Book / Page	1734 / 778
Record Updated	Oct 29, 2026

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND NC
Recording Date	Jan 17, 2017
Property Address	1425 DEBORAH CIR, SHELBY, NC 28150-6115
Document Number	0017340778
Book / Page	1734 / 0778
Map Reference	PL 8 PG 43
Instrument Date	Jan 12, 2017
Instrument	2017-000502
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1425 DEBORAH CIR, SHELBY, NC 28150-6115

Mortgage

Document Number	0017340781
Date	Jan 17, 2017
Book Page	1734/0781
Instrument	2017-000503

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Municipality	Shelby City
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,705.00 (+2.53%)	$167,190 (-) Land $25,915 Building $141,275	$167,190 (-) Land $25,915 Building $141,275
2025	$1,663.00	$167,190 (+53.95%) Land $25,915 Building $141,275	$167,190 (+53.95%) Land $25,915 Building $141,275
2023		$108,598 Land $23,504 Building $85,094	$108,598 Land $23,504 Building $85,094

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHELBY serves 23,600 people · EPA ID NC0123010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

May also be available: Verizon.

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