Cleveland County property record for 1407 Deborah Cir, Shelby, NC 28150
| Property Type | Single Family Home |
|---|---|
| Details | 2,330 sqft · built 1964 |
| Lot Size | 0.566 acres (24,675 sqft) |
| Owner | Company Name on Record |
| Last Sale | $80,000 (Dec 2015) |
| Tax Bill | $2,336 (2026) |
| Deeds & Mortgages | Jun 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26061 |
| Primary APN | 26061 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 2,330 sqft Finished Area |
| Basement Area | 1,551 sqft |
| Finished Basement | 599 sqft |
| Unfinished Basement | 952 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Lot Area | 24,675 sqft (0.566 acres) |
| Lot Dimensions | 235 ft deep x 105 ft wide |
| Porch | Slab |
| Porch Area | 196 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1309472 |
|---|---|
| Street Address | 1407 DEBORAH CIR |
| City | SHELBY |
| State | NC |
| Zip | 28150-6115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | #4&5 BLKC PB8-43 MORRISON HTS |
| Legal Subdivision | MORRISON |
| Legal Block | 3 |
| Legal Lot Number | 19 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950702 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 3150 SUFFOLK DR, SHELBY, NC 28152-7536 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2015 · Amount on Record |
| Deed Sale | Dec 17, 2015 · Amount on Record |
| Prior Sale | Jul 8, 2011 · Amount on Record |
| Deed Document Number | 201511222 |
| Deed Book / Page | 1710 / 592 |
| Prior Transfer Date | Jun 8, 2011 |
| Prior Transfer Doc | 0016181125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 1407 DEBORAH CIR, SHELBY, NC 28150-6115 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0017450528 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 1745/528 |
| Instrument | 200001906 |
| Name | THE FIDELITY BANK |
|---|---|
| Type | Bank |
| Address | SHELBY, NC 28150 |
| Amount | Amount Recorded |
|---|
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,336.00 (+1.7%) | $230,952 (-) Land $25,509 Building $205,443 | $230,952 (-) Land $25,509 Building $205,443 |
| 2025 | $2,297.00 | $230,952 (+45.93%) Land $25,509 Building $205,443 | $230,952 (+45.93%) Land $25,509 Building $205,443 |
| 2023 | $158,264 Land $23,136 Building $135,128 | $158,264 Land $23,136 Building $135,128 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Feb 2020 · Severe Storms, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
May also be available: Verizon.
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